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Transfer of Equity in Alston

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Alston

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Alston clients every week.

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Conveyancing in Alston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Intending to relocate to the Alston area? Some helpful nearby services details -

Alston's nearest station is Haltwhistle at 11 miles and Carlisle Airport is 17 miles from Alston.

Ruth Lancaster James Alston is a nearby hospital to Alston.

Q.

How do I get the cheapest conveyancing solicitors?

A.

Numerous firms claim to offer theoretically 'the cheapest conveyancing quotes'. However extra charges are frequently hidden in the solicitor's terms of engagement. Extra charges included in your solicitor's terms should be reasonable and be applicable solely where the conveyancer is required to complete unexpected extra work on your behalf, which could not be anticipated at the start of the process.

Q.

For the purchase, my mortgage lender, we have chosen Direct Line Mortgages, what do we need to check?

A.

House buyers should be aware that, in some cases, lenders have reduced the number of firms on their approved panel, resulting in increased conveyancing costs for home buyers in cases where the conveyancer cannot act for their lender, and another must also be instructed. Homeward Legal, though, can act for the majority of lenders.

Q.

Which local authority is responsible for Alston?

A.

Alston is located in Northumberland County Council, County Hall, Morpeth, NE61 2EF, contact: 0845 600 6400

Q.

We are using a Cumbria lender, and need to know which Alston lenders your solicitors work with. Which panels are your solicitors members of?

A.

Most lenders in Alston are on our Alston solicitors' panel. Alston lenders and mortgage specialists include Mortgage Advisors In, The Meadows, Kirkpatrick Fleming, Lockerbie, DG11 3AU, Dumfries Mortgage & Property Shop, 63 English St, Dumfries, DG1 2DA, and R M L Financial Management, 22 Woodlands Cr, Dumfries, DG2 0LB. Your conveyancing solicitors can confirm additional costs or hurdles associated with your chosen lender.

Q.

What scrutiny as respects the potential risk of local flooding to properties in Cumbria will a Alston property solicitor report back on?

A.

An important part of the conveyancing procedure involves a lawyer making an application for environmental searches that give some details on the Alston historical flood risk. An inexpensive dedicated flood risk search, such as the Landmark search, will often be advocated by the Alston conveyancer if the results of the initial searches show a flood risk.

Q.

Property conveyancing searches may be standard procedure but considering current events such as the extensive flooding in Sept 2012 in North West England are they comfort enough to ascertain enough about the Alston area flood risk?

A.

A thorough Alston property solicitor will suggest that you also get in depth environmental searches if the standard search flags up a significant risk Alston flooding risk.

You might be able to contact a neighbour of the property for extra peace of mind.

Q.

Do you need to get a chancel search? We are purchasing a house by a church constructed in the 1500s in Alston.

A.

Some owners in Alston can be required to subsidise maintenance of churches. Some names or words such as 'abbeylands' give an indication of a property's history, and thus whether chancel liability may apply. Church of England properties in the local area include St Augustine.

Q.

What will the council tax cost me on a investment Band C maisonette in Alston?

A.

The property's appropriate council tax band will almost always be identified within the conveyancing report on title along with the local authority.

Up-to-date charges for residents of Alston are listed on the Northumberland local authority website. At the time of authoring (24 November 2012) the rates are:

  • Band A - £1,003.00
  • Band B - £1,170.00
  • Band C - £1,337.00
  • Band D - £1,504.00
  • Band E - £1,839.00
  • Band F - £2,173.00
  • Band G - £2,507.00
  • Band H - £3,009.00

 
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