I am purchasing a £402000 Amble property, how is stamp duty assessed?
The Stamp Duty owed will rely on the purchase price. On a £402000 house or flat, stamp duty will be £12060.*
*(Source - www.gov.uk, 17/02/2013)
Should I choose the firm of solicitors generally used by our estate agent in Amble?
Both agents and mortgage brokers will push a solicitor, however, such referrals need to be weighed up against alternatives, including online or local firms, as some agents choose the firm which pays to the largest referral fee, not a firm with local expertise and a solid reputation.
Lawyers in Amble carry out a variety of property when they are instructed to act for a property buyer,, but which particular searches?
When applying for a mortgage the lender mandates a solicitor to get at least the following Local Authority, Drainage Search (Con29DW or personal) and Environment Search, and possibly specific searches e.g. a Index Map Search (SIM).
Should the residential property's fixtures and fittings include lamps or lightshades?
Mainly, there is no strict definition of 'fixtures and fittings'. A fixtures and fittings form can avoid any disputes, saving heartache once the sale is completed.
Do you recommend that we get a chancel search? We are buying in Amble.
Owners of property near to local churches may be required to cover the cost of repairs. This is referred to as chancel repair liability. A chancel search confirms that such a liability exists. Liability is more common in some parts of the country. Your conveyancing solicitor can provide more details. Ecclesiastical properties in the area which may give rise to chancel liability include St Cuthbert Parish Church.