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Conveyancing in Anerley Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/05/18

Planning to moving to the Anerley area? Some helpful regional public service details -

Anerley station is almost a mile from Anerley. Anerley's closest airport is London Biggin Hill Airport (6 miles). Heathrow Terminals 1 2 3 Airport is 18 miles, London City Airport is 9 miles, London Heliport Airport is 7 miles, Heathrow Terminal 5 Airport is 19 miles, Gatwick South Terminal Airport is 18 miles, Gatwick North Terminal Airport is 18 miles, Heathrow Terminal 4 Airport is 17 miles, Northolt Jet Centre Airport is 18 miles, Elstree Airport is 21 mile s, Rochester Airport is 25 miles and away.

Beckenham is the nearest hospital to Anerley.

Q.

Please confirm the cheapest fee for a £676,000 home? We need to find a discount conveyancing quote.

A.

Many firms claim to offer so-called 'the cheapest conveyancing', but additional charges are frequently hidden in the terms. Busy, stressed buyers ignore these terms at their peril. Additional costs listed in the terms needs to be clearly defined. Any disbursements to be paid ought to be listed on your conveyancing quote

Q.

We are buying in Anerley on a new development brownfield land. Is the top-soil likely to be contaminated?

A.

The risks posed by soil contamination to Anerley inhabitants are usually low. The local authority for Anerley will be able to provide more detail on cases of contamination.

Q.

I am taking out a mortgage with Barclays Bank - is there anything I need to check?

A.

Purchasers should be aware that, over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal, fortunately, are

able to act on behalf of most UK mortgage lenders to ensure that you will not need to pay the lender's costs.

Q.

Do you recommend that we get a chancel search if I am buying a property on the same road as a church in Anerley?

A.

Chancel repair can require residential property owners to contribute towards repairs to a church in the area. As a consequence of a recent Act, interest over any affected land in Anerley must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Anerley church lands where chancel liability may apply include Christ Church and St Pauls.

Q.

I am buying a property in the parish of Hackney [St John]. Is a chancel search needed?

A.

Whichever Anerley parish in which you are buying, a conveyancing lawyer could advise a chancel search. Chancel repair may be imposed on the owners of a building where parish councils may have not done so in the past. For property in the parish of Hackney [St John], it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Regarding the major flooding in the UK in April 2012, I am anxious that flood risk searches might not be detailed enough?

A.

A qualified Anerley conveyancing solicitor should apply for flood risk searches if the first search identifies any kind of Anerley flood risk area

For extra history it may be sensible to get in touch with a next door neighbour.

Q.

I am buying a £393000 home in Anerley. What should be calculated for stamp duty?

A.

The Stamp Duty you will owe will rely on the valuation. For a property sold for £393000, stamp duty is £11790 (source: www.hmrc.gov.uk, January 2013).

Q.

Are there many lenders with Anerley offices?

A.

We can work with the majority of lenders serving Anerley home purchasers. Anerley lenders and mortgage specialists include Bluebox Mortgages, 11 High St, London, SE20 7HJ.