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Conveyancing in Arlesey Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/04/17

Thinking of moving to the Arlesey area? Handy nearby travel and services information -

Arlesey train station is about a mile from Arlesey. Arlesey's closest airport is Luton Airport. Cambridge City Airport is 23 miles and Stansted Airport is 24 miles away.

Arlesey is nearby at roughly three miles of junction entry 10 Northbound of the A1M.

Ernest Gardiner Day Letchworth is the neighbouring hospital for Arlesey.

Q.

Are additional fees applied? I am trying to find affordable conveyancing in Arlesey.

A.

Many firms offer so-called cheap conveyancing, but extra costs are often hiding in small print, left unregarded by busy property buyers and sellers Any disbursements should also be included on a conveyancing quote Additional costs should be fair. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

We are using a lender in Bedfordshire, and need to know which Arlesey lenders you can work with. Which panels are you on?

A.

Homeward Legal work with the majority of lenders serving Arlesey buyers. Arlesey lenders and mortgage specialists include Mortgage Quest, 2 Mallard Cl, Shefford, SG17 5YS, Independent Mortgage Advice Bureau, 36 High St, Stevenage, SG1 3EF, and Financial Freedom Ltd, Cornfields/Church La, Graveley, Hitchin, SG4 7LU. Your conveyancing solicitors can confirm additional costs or hurdles associated with your chosen lender.

Q.

Please confirm how to avoid paying for SDLT?

A.

SDLT is generally payable for houses priced at over 125,000 pounds. We do not advise property buyers expose their finances to any form of stamp duty mitigation. Such schemes are often uneconomical and HMRC may challenge a scheme up to six years later.

Q.

If I am buying in Arlesey next to a church built in around the 17th Century, is it recommended that we get a chancel liability search?

A.

Property owners in Arlesey may be subject to chancel repair liability. Terms used in a property's name, like 'vicarage', may indicate chancel liability. The solicitor handling your conveyancing will be able to advise as to whether a chancel search is necessary. Arlesey church properties where chancel liability may apply include St Peter.

Q.

What will the searches usually cost?

A.

Arlesey conveyancing searches ranges in cost. Searches are disbursements, and are not included in a solicitor's fees.

Q.

How can we calculate SDLT, and how much do we need to pay on a £1135000 Arlesey property?

A.

The Stamp Duty Land Tax which will be owed will depend on the valuation. For a house worth £1135000, SDLT will be £56750.*

*Accurate 15/01/2013

Q.

We need to complete this property purchase as soon as possible, how can we aim for a fast conveyancing process in Arlesey?

A.

Finding a proactive conveyancer is crucial to moving faster. Additionally, there are various jobs you as the buyer can also do to speed up your conveyancing, such as, keeping in regular contact with the conveyancer, quickly answering your conveyancer's questions and arranging any finances require to complete the purchase.

Q.

What length of time should it take my conveyancer to conduct the legal work for a terraced new build home we hope to buy?

A.

It can take anywhere between around a month and twelve weeks depending on various things, such as the speed of the vendor's conveyancing solicitor, or whether the property is freehold or leasehold.

Our chosen conveyancers are extremely results-orientated, with the goal of completing the legal process in as little time as we possibly can.

 
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