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Conveyancing in Arnside Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/01/18

Thinking of re-locating to the area? Practical local public transport and public service facts and figures -

Arnside's closest station is Arnside. Walney Aerodrome Airport is 18 miles from Arnside.

Westmorland General is a nearby hospital to Arnside.

Q.

We need a cheap solicitor quote for selling a leasehold house, we are on a tight budget.

A.

Many online and high street solicitors advertise supposedly 'the cheapest conveyancing', but extra fees may be added into the small print. Get a quote using the Homeward Legal quote calculator for the property you are selling.

Q.

Please recommend how to circumvent paying stamp duty in Arnside?

A.

SDLT is generally due for residential property sold for over £125,000. Homeward Legal do not recommend any stamp duty mitigation. These schemes are often uneconomical and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed. There have been certain government-sponsored schemes, such as higher thresholds for first-time buyers. Your solicitor will advise as to your eligibility.

Q.

Does my Arnside conveyancing solicitor in form me about the cost of council tax on a Band F house prior to completing on the purchase?

A.

A solicitor will speak to the South Lakeland local authority to reveal the appropriate council tax charges which will be detailed in the conveyancer's title report.

The latest council tax rates for Arnside are detailed online at the South Lakeland local authority site. At the time of authoring on 11 August 2012 rates for all bands are:

  • Band A - £1,044.00
  • Band B - £1,218.00
  • Band C - £1,392.00
  • Band D - £1,566.00
  • Band E - £1,915.00
  • Band F - £2,263.00
  • Band G - £2,611.00
  • Band H - £3,133.00

Q.

For the purchase, my mortgage lender, we have chosen Coventry Building Society - what will I need to check?

Some lenders have opted to reduce the size of their 'solicitor panel'. We are able to act for most mortgage lenders so that the buyer will not have to pay an additional fee for your lender's solicitor.

Q.

I am purchasing a converted flat in the boundary of Arnside conservation area. Where can I lay my hands on data about the current state of upkeep of the conservation area?

A.

Local Arnside conservation areas are specified by the local authority (South Lakeland) who regulate things like public spaces to the policing of street guard rails. English Heritage, a government body, have put together records of the condition of conservation areas.

Q.

The web is awash plenty of very helpful handbooks about doing your own legal work e.g. Conveyancing Forms and Procedures. That being the case, do I need to spend money on a Arnside lawyer ?

A.

There are absolutely no arguments why you cannot engage in the your own conveyancing without a skilled property lawyer in Arnside.

However, a property solicitor in Arnside is in charge of a significant number of tasks including chasing replies to requisitions and the Land Registry formalities most of which are more safely handled with appropriate the relevant training. Even more importantly DIY conveyancers are taking risks without appropriate cover that legal firms are required by the SRA to carry.

Q.

To complete on our purchase ASAP, how can we guarantee a fast exchange and completion?

A.

It is well established that finding a communicative property lawyer is essential to fast conveyancing. You should consider:

  • Did you experience any delays when requesting a quote?
  • Are phone, fax and email their preferred methods of contact
  • Do they order searches immediately?

Q.

The vendor has unfortunately fitted new windows on the house in Arnside which I think might possibly infringe conservation area criteria

A.

Your lawyer will make enquiries to find out whether the property is located within a designated conservation area, and if so, whether any alterations have the required consents.