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Conveyancing in Ascot Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/18

Are you intending to moving to the Ascot area? Pertinent local travel and public service information -

The closest airport to Ascot is Blackbushe Airport (18 miles). Farnborough (TAG London) Airport is 22 miles, White Waltham Airport is 19 miles, and Booker Airport is 20 miles away. The nearest station to Ascot is Pangbourne, around 4 miles away.

West Berkshire Community Newbury is the most convenient hospital to Ascot.

Q.

We need a fixed rate conveyancing estimate, we are on a tight budget.

A.

Numerous law firms promote cheap conveyancing quotes. Often extra costs are frequently hidden in the solicitor's terms. Our online calculator will create an accurate quote for your buy.

Q.

We have found a growing number handbooks giving details on by passing the solicitor e.g. Which? Guide to Doing Your Own Conveyancing by Paul Butt. Do I really have to use solicitor in Ascot ?

A.

If you are so inclined endeavour to do so you can conceivably look after the your own conveyancing without approaching a skilled solicitor in Ascot. Critically DIY conveyancers will be working without the applicable indemnity insurance that all lawyers are obliged to be covered by.

Q.

Derbyshire Home Loans is going to be our lender, is there anything I need to check?

A.

Buyers should be aware that, over the last two years, some lenders are now reducing their 'solicitor panel', potentially creating higher legal costs for buyers.

Homeward Legal, though, are able to act for all major UK mortgage lenders, ensuring that an additional property lawyer will not be required to act for your lender.

Q.

How do we calculate stamp duty and how much should we pay on a £309000 property?

A.

Stamp Duty is dependent on the property's value. It is £9270 on a £309000 property (source: www.hmrc.gov.uk, 01/03/2013).

Q.

Which local authority looks after Ascot?

A.

Ascot is located in Windsor and Maidenhead Royal Borough Council, Town Hall, St Ives Road, Maidenhead, Berkshire, SL6 1RF, phone: 01628 683 800

Q.

I am buying a property in the parish of Stratfield Saye. Will a chancel search be required?

A.

The conveyancing lawyer may suggest a chancel search, regardless of the parish where the house being bought is found. Although some Parochial Church Councils have decided to charge chancel repairs on the current owners of land subject to chancel liability, it is not possible to be certain that a parish where chancel repair fees have not been paid previously will not continue to be so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Our estate agent has named the firm of solicitors which they often use. Do I need to instruct this firm?

A.

It is common for agents in Edgware to recommend a conveyancing solicitor. However, if the agent is paid a fee by the solicitor, an agent may select the firm which pays to the largest referral fee, not the most suitable for you.

Q.

Which of the Ascot mortgage lender panels are you on?

A.

Of lenders with local offices in Ascot, we with many. Ascot lenders and mortgage specialists include Express Links, 26 Cherry Av, Slough, SL3 7BT, Slough Mortgage Advice Centre, 33 Bath Rd, Slough, SL1 3UF, and A H C, Cannon La, Maidenhead, SL6 3NT.