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Transfer of Equity in Ashford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ashford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ashford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Ashford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Thinking of re-locating to the area? Relevant regional transport and public service information

The closest airport to Ashford is Heathrow Terminal 4 Airport (2 miles). Heathrow Terminals 1 2 3 Airport is 3 miles, London City Airport is 23 miles, London Heliport Airport is 13 miles, Heathrow Terminal 5 Airport is 4 miles, Farnborough (TAG London) Airport is 18 miles, Gatwick South Terminal Airport is 23 miles, Gatwick North Terminal Airport is 23 miles, Northolt Jet Centre Airport is 9 miles, Elstree Airport is 17 miles, White Waltham Airport is 15 miles, Blackbushe Airport is 19 miles, London Biggin Hill Airport is 22 miles and Booker Airport is 20 miles away. The nearest station to Ashford is Ashford Middlesex.

Ashford is under 2m of junction entry 1 Southbound of the M3.

Ashford, Staines is a nearby hospital to Ashford.

Q.

How do we identify a genuinely cheap fee? We are trying to find an affordable Ashford conveyancing estimate.

A.

Lack of clarity over this topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors advertise supposedly 'the cheapest conveyancing quotes'. Unfortunately extra costs will be included in the terms of engagement. Excited homeowners, eager to get underway, often ignore this small print when they instruct. Any charges ought to be fair. A quote should list any disbursements to be paid.

Q.

There are a multitude of resources on the subject of by passing the solicitor for example House Buying, Selling and Conveyancing. That being the case, do I have to use Ashford property solicitor ?

A.

Technically, there is no reason why a seller shouldn't take care of he legal process yourself.

That said, a property solicitor juggles a huge array of tasks e.g. applying for office copies of lease and other land reg docs or collating and preparing contract and package which really need a qualified solicitor. However firms and their solicitors are obligated to get acceptable professional indemnity insurance to shield you in the event of carelessness on the part of the solicitor.

Q.

Will I need to get a chancel liability search? We are buying a property by a church constructed in the 12th Century in Ashford.

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Ashford Church council. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. The solicitor handling your conveyancing will confirm that a chancel search is appropriate. Ashford Church of England properties where chancel liability may apply include St Peter, St Mary the Virgin, St Hilda and Christ Church.

Q.

Should we get a chancel search if I am intending to purchase in the parish of Farleigh?

A.

The solicitor instructed to handle the transaction could advise a chancel search, irrespective of the parish where the property being bought is located. In Ashford's much older areas, chancel repair has the potential to be charged on new owners of a property where Parochial Church Councils have previously chosen not to do so, so it can be difficult to use this as a guide.

Q.

We are buying a 1930s investment flat in one of the conservation area in Ashford, how do I locate data relating to the state of upkeep?

A.

English Heritage, a government body, have assembled records of the state of conservation areas.

Conservation areas are set up by the local authority (Ashford) who regulate things like building materials used to the obstruction of ugly shop fronts.

Q.

How do we avoid paying out for stamp duty tax?

A.

SDLT is payable on property valued at over £125,000. We do not recommend any stamp duty mitigation, because these schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Which lender panels in Ashford are you a member of?

A.

Of lenders with offices proximate to Ashford, Homeward Legal work in conjunction with most. Lenders and mortgage specialists in Ashford include NatWest, 5 Woodthorpe Rd, Ashford, TW15 2RN.

Q.

Which particular property searches will my Ashford property solicitor order for a Ashford home?

A.

The common procedure will be to get the following Local Authority Search, Drainage and Water Search (CON29DW or personal), Environment Search and Coal Mining Search (Con29M) and, depending on certain criteria, specific searches, which might include Index Map.

 
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