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Conveyancing in Astwood Bank Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/05/18

Planning to moving to the Astwood Bank area? Practical Astwood Bank transport and public service facts ;

Defford Airport (disused) Airport is 15 miles from Astwood Bank. Birmingham Airport is 16 miles, Coventry Airport is 22 miles, Wolverhampton Business Airport Airport is 23 miles and away and Astwood Bank's closest station is Alvechurch at 6 miles.

Alexandra Redditch is a nearby hospital.

Q.

What are the best rates for conveyancing for a £114k property?

A.

Several property lawyers promote cheap conveyancing. However extra charges are frequently hidden in the terms of engagement that homeowners often do not check. Extra fees which are listed in terms and conditions ought to be reasonable and clear. Any disbursements ought to be listed on the conveyancing quote. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

We plan to complete on around 2nd February, how is SDLT calculated?

A.

Stamp Duty is calculated based on a limited set of factors, including the value of the house or flat, and whether it is in a 'disadvantaged area'. Stamp duty will be £0 on a £100000 property.*

*(Source - www.gov.uk, February 2013)

Q.

If we are intending to purchase near Astwood Bank, in the parish of Redmarley D'Abitot, do we need a chancel search?

A.

A lawyer could advise a chancel search. In Astwood Bank's much older areas, chancel repair can be imposed on owners of a building where Parochial Church Councils (PCCs) may have not done so in the past. For property in the parish of Redmarley D'Abitot, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What average time does it take for our lawyer to handle all of the conveyancing work for the lower floor of property we are purchasing in Astwood Bank?

A.

Completion can take anywhere from one month to twelve weeks, which can be hampered by a number of issues for example the speed of the sellers lawyer, or re-negotiations following a survey. Our chosen solicitors in Astwood Bank are extremely results driven exchanging as quickly as we possibly can.

Q.

What kind of local searches as respects the risk of flooding at Hereford and Worcester will a property lawyer in Astwood Bank conduct?

A.

A key component in the conveyancing protocol of buying a property involves your conveyancer carrying out environmental searches that go in certain details on the Astwood Bank historical flood risk.

Q.

Please give reasons why sale conveyancing goes on for so long?

A.

The legal work required to buy or sell a property can potentially be delayed, we, however, endeavour to reduce the impact of these delays where feasible. Common delays include difficulties with mortgage finance.

Q.

Astwood Bank solicitors conduct formal searches if instructed by a purchaser but what actual searches?

A.

When you are applying for a mortgage the mortgage lender insist that the following Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environment Search, and, depending on certain criteria, less common searches e.g. a Contaminated Land.

Q.

We are purchasing a 1960's property. Is it that significant that searches are undertaken?

A.

Conveyancing searches are standard questions undertaken on behalf of the party intending to buy the property, such as a local authority search. Conveyancing searches cover solely facets affecting the legal title.