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Conveyancing in Aylesbury Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/07/17

Transport and public service information if you’re buying or selling residential property in Aylesbury -

By road: Aylesbury is served by the A41, A413 and A418.

By rail: The nearest train station is Aylesbury.

By air: Aylesbury has several accessible airports close to the town, including Wycombe Air Park (18 miles), London Luton Airport (25), Elstree Aerodrome (29), Northolt Jet Centre and London Heathrow Airport (both 32 miles), and London Heliport (44).

Hospital: Stoke Mandeville, Mandeville Road, Aylesbury, HP21 8AL. Council: Aylesbury Vale District Council (www.aylesburyvaledc.gov.uk).

Attractions: Waddesdon Manor, Roald Dahl Children’s Gallery, Buckinghamshire Railway Centre, Quainton Windmill, Wendover Woods, and Boarstall Duck Decoy.

Q.

Could the quote for our conveyancing fee for a terrace house in Aylesbury incorporate additional charges?

Homeward Legal will never charge any additional fees. Your Aylesbury conveyancing quote is a single, accurate price and what you see is what you get from us.

Try our online quote calculator, or call our team of conveyancing experts on 0800 038 6699 to obtain your fixed-fee quote backed up with our ‘No Move, No Fee’ guarantee.

Q.

As our move to Aylesbury is an expensive business, we need to cut costs. How do we go about taking advantage of any stamp duty reduction schemes?

Stamp duty avoidance or reduction schemes are very risky and uneconomic. Homeward Legal therefore strongly advises that you don’t get involved with any of them. If the scheme fails, you could be liable for a financial penalty of up to 100% of the stamp duty, plus the amount of the outstanding duty, which could run into thousands of pounds. The government occasionally runs legitimate schemes to assist home-buyers (such as relief for first-time purchasers). Your solicitor will be able to tell you if any such schemes are in operation, and, if so, whether you are eligible.

Q.

Which local contaminants can impact land in Aylesbury, and are they comprehensively investigated?

A broad range of contaminants caused by environmental concerns can affect properties in Aylesbury, such as landfill sites or a proximate telecommunications base station. An environmental search ordered by your solicitor will provide more information, which will then be detailed in the report on title. The council will actively be monitoring the contamination of land and will be looking at viable ways of cleaning it up, where practical.

Q.

What will be the SDLT for a £415,000 residence I am purchasing in Aylesbury?

The Stamp Duty Land Tax (SDLT) rate depends on a number of factors but principally on the price you bought your property for. If your building was purchased for under £125,000, you will not have to pay any stamp duty. In the example cited, the duty owed would be £10,750 on a property bought for £415,000. Note that the government’s budgeting and housing policies may change the rate or the trigger value. You might wish to use a stamp duty calculator like the one at www.stampdutycalculator.org.uk.

Q.

What will the council tax be on an investment Band C flat in Aylesbury?

The conveyancing process includes an enquiry into the precise banding and the associated tax rate for your property, which your solicitor will handle. The latest tax rates can be found on the council website (you can find a link in the public services section at the head of these FAQs).

For the 2016/2017 tax year, the rates were:

  • Band A - £1,084.26
  • Band B - £1,264.96
  • Band C - £1,445.68
  • Band D - £1,626.38
  • Band E - £1,987.80
  • Band F - £2,349.20
  • Band G - £2,710.64
  • Band H - £3,252.76

Retrieved on 8 March 2017

Q.

The web is awash with documents giving details on doing your own legal work. In which case, do I need to use a solicitor in Aylesbury?

There are no legal arguments why a home-mover should not take care of the conveyancing unaided. That said, a conveyancing solicitor manages of a huge number of tasks, such as raising additional enquiries or notifying parties of completion, many of which need a qualified professional. However,

you should also be aware that legal practices are duty-bound to possess acceptable professional indemnity insurance that protects you in the event of any negligence on the part of the solicitor.

Q.

Which mortgage lender panels in Aylesbury are you on?

Most lenders in Aylesbury are on our panels and we work with them on a regular basis. Local mortgage lenders and brokers include:

  • APH Financial Management Services Ltd., 3a Kingsbury, Aylesbury, HP20 2JA
  • Mark Gregory Ltd., 2-4 Temple Street, Aylesbury, HP20 2QD
  • NatWest Bank PLC, 22 Market Square, Aylesbury, HP20 1SJ
Q.

Which factors are key for a fast completion on a property in Aylesbury?

Key to an increase in the pace of the conveyancing transaction is to instruct a property lawyer as early as possible. When choosing a property lawyer, you should consider these questions: • Do they offer 'no move, no fee' protection? This can incentivise a faster transaction.

  • Do they offer 'instant' online quotes?
  • Are phone, fax and email their preferred methods of contact?

Homeward Legal offers this and more. To discuss your needs and to obtain your fixed-fee, ‘No Move, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

What steps can I take to get out of paying out for stamp duty?

A.

Stamp Duty Land Tax (SDLT) is payable for property purchases over 125,000 pounds. Stamp duty mitigation is not advised. Such schemes are costly and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

What will the council tax cost on a investment Band C flat in Aylesbury?

A.

Your pertinent band will frequently be identified as part of the conveyancing report on title along with the local council Council tax rates for residents of Aylesbury are published online at the Aylesbury Vale council website. On (20 February 2013) the rates are:

  • Band A - £996.00
  • Band B - £1,162.00
  • Band C - £1,328.00
  • Band D - £1,494.00
  • Band E - £1,826.00
  • Band F - £2,158.00
  • Band G - £2,490.00
  • Band H - £2,988.00

Q.

If Aylesbury a contaminated plot is found in an environmental search, can we have the soil cleaned up cheaply?

A.

In Aylesbury, remediation can often be possible. For more information, contact Associated Turf Supplies, 26 Highbridge Walk, Aylesbury, HP21 7SE.

Q.

In what ways can the Aylesbury conveyancing solicitor investigate the potential risk of floods to properties in Aylesbury?

A.

A crucial step in the conveyancing procedure for purchasing a property involves your lawyer applying for environmental searches that set out environmental information including details about the risk of Aylesbury suffering from flooding.

Additionally the Aylesbury solicitor could suggest a substantially more focused local Aylesbury area flood search.

Q.

Should we get a chancel search if I am purchasing in the parish of Chesham Bois?

A.

The property solicitor may suggest that a chancel search be ordered. In Aylesbury's much older areas, chancel repair has the potential to be charged on new owners of a property where Parochial Church Councils have previously chosen not to do so, so it can be difficult to use this as a guide.

Q.

We are buying a property where the seller has fitted PVC windows to the flat in Aylesbury which I think might possibly infringe on local conservation area rules

A.

A conveyancing solicitor will establish if the property is located within a conservation area, and if so, whether any modifications have the essential permission.

Should no authority consents can be provided, the solicitor will advise you of the alternatives like seeking an indemnity insurance policy or seeking retrospective approval from the council.

Q.

It seems that molybdenum (Mo) soil contamination may be an issue in Aylesbury. Please advise.

A.

Though the dangers are usually minor, if significant harm could be caused to people or protected species by the contamination, it is likely to be labelled contaminated land.

Other sources of contaminated land include ammonia and groundwater contamination.

 
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