Which local authority is responsible for Babbacombe?
Babbacombe is located in Torbay Council, Town Hall, Castle Circus, Torquay, Devon, TQ1 3DR, contact: 01803 201 201
Do we need a chancel search if I am buying in the parish of Shirwell?
The property solicitor should confirm that a chancel search is taken out. In older areas of Babbacombe, chancel repair can be imposed on the owners of a residence where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.
When in the conveyancing process should you arrange a conveyancing solicitor?
If you use a firm offering a 'no move, no fee' guarantee, the earlier in the process you can instruct a firm, the better. Prompt instruction of a firm to act for you on your Babbacombe transaction for a purchase enables you can shave days off the process by having the details of your instructed solicitor ready when you make an offer, or, if you are selling a property, information, especially from slow third-parties, can be requested even prior to accepting an offer.
the Co-op will be our lender, what will we need to be aware of?
A small number of lenders have opted to reduce the size of their 'solicitor panel'. We are able to act for the vast majority of lenders so that you will not be required to pay an additional fee for your lender's solicitor.
Should I change the locks after I move in?
It would be a wise move to replace the locks upon moving into your new home, for peace of mind if nothing else. Although you may have received a number of copies of the keys, you may not know accurately whether that bunch constitutes every copy.
Although changing the locks will be an extra cost, you may find that buildings insurance may look on the move favourably, too.
Need guidance on what to expect from the conveyancing and legal work associated with your planned move? Call our team at Homeward Legal on 0800 038 6699 and they'll get you set up today.
What’s the difference between residential and commercial conveyancing?
In essence, there is very little difference between the tasks needed for residential conveyancing against commercial conveyancing. The real difference comes in the type of property and the purpose for which it is intended to be used.
The majority of residential transactions are freehold, whereas commercial transactions are almost exclusively leasehold, and commercial property conveyancing searches will tend to be more expensive because the structure and land will occupy a greater space on average than that for residential property.
With a property ready to buy, with no mortgage, can we aim for fast conveyancing in Babbacombe?
Essential to a fast transaction is to employing a experienced solicitor. When finding a suitable a solicitor, you should ask yourself the following: Do they use email as the preferred mode of communication? Are they 'no move, no fee'? This can incentivise a faster transaction. Do they offer 'instant' online quotes?
How many lenders in Babbacombe do you work with?
Of lenders with local offices proximate to Babbacombe, Homeward Legal closely with many. Local mortgage lenders and brokers include Seaway Mortgages, 55 Havelock Rd, Torquay, TQ14RQ, Landlord Funding, 32 Mead Rd, Torquay, TQ26TF, and Affiliated Independent Mortgages, Barclays Bank Chambers/Fore St, St. Marychurch, Torquay, TQ14PR.