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Conveyancing in Bacup Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 25/04/17

Planning to moving to the Bacup area? Practical local transport and public service details:

The closest airport to Bacup is Eccles, Barton Aerodrome Airport. Leeds Bradford Airport is 25 miles, Manchester Terminals 1 & 3 Airport is 24 miles, Manchester Terminal 2 Airport is 24 miles and Eccles Airport is 19 miles away. Bacup's nearest station is Walsden at 4 miles.

Haslingden, Rossendale is the neighbouring hospital.

Q.

I need to find low cost conveyancing in Bacup. How do we get a quote?

A.

Many online and high street firms purport to offer so-called cheap conveyancing, but additional fees may be added into the solicitor's terms. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

I am selling in Bacup, and have had a conveyancing quote from you. Are there any extra fees?

A.

Unfortunately, it is common practice for some firms to hide fees in small print. We will not charge any extra, hidden charges. Your conveyancing quote is an single, accurate price.

Q.

Will we need a chancel search if we are buying in the parish of Poulton?

A.

A conveyancing lawyer could recommend a chancel search, irrespective of the parish where the home being bought is found. In older areas of Bacup, chancel repair may be imposed on the current owners of a home where Parochial Church Councils have not imposed the same liability on the last owners, so it can be difficult to use this as a guide.

Q.

Harpenden Building Society is going to be our lender, is there anything we need to consider?

A.

Recently, a number of lenders have reduced the number of firms on their approved panel, resulting in greater conveyancing costs for buyers if their preferred solicitor is unable to act both on their behalf, and for their lender. Homeward Legal are able to act for most mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

Which mortgage lenders in Bacup do you work with?

A.

Most lenders in Bacup are on our solicitors' panels. Local mortgage lenders and brokers include Mortgage Experience, 17 Market Street, Bacup, OL13 8EX.

Q.

We are buying a newly-constructed home. Is it that important that searches are ordered?

A.

Conveyancing searches are common bundle of queries ordered on behalf of the purchaser, such as a commons registration search. They are not surveys and do not relate to defects such as wet rot.

Q.

We are buying a property where the seller looks to have added incongruous roof aerials to the flat in Bacup which I think may infringe conservation area criteria

A.

Your conveyancing solicitor will make enquiries to find out if your proposed purchase is located within a designated conservation area, and if so, whether any modifications have essential permission from the Rossendale planning authority.

Q.

What can I do to defer paying out for SDLT?

A.

We do not advise purchasers expose their finances to any stamp duty reduction scheme, as such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a small number of legal initiatives, such as for first-time buyers.

 
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