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Conveyancing in Baldock Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/18

Planning to moving to the area? Pertinent local Baldock public transport and services details:

Baldock's nearest train station is Baldock and Baldock's closest airport is Luton Airport (11 miles s). Elstree Airport is 24 miles, Cambridge City Airport is 22 miles and Stansted Airport is 21 mile away.

Baldock is around 1.4 miles of the A1M junction entry 10 Southbound.

Ernest Gardiner Day Letchworth hospital is relatively close to Baldock.

Q.

What are the best rates for conveyancing for a £320,000 residence?

A.

Many online and high street conveyancers purport to offer theoretically cheap conveyancing, but additional charges will be included in the terms of engagement. The disbursements to be paid ought to be listed on any quote for conveyancing in BaldockWe offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

What causes purchase conveyancing work to seem to be so slow?

A.

The conveyancing process may take more time for a variety of reasons. Some causes are out of a solicitor's control. We understand how unnecessarily stressful these delays can be and aim to minimise their consequences if it can be achieved.

Q.

How is Stamp Duty Land Tax calculated, and what should we budget for a £52000 residence?

A.

The Stamp Duty you must pay depends on the value of the house or flat. Stamp duty will be £0 on a £52000 property.*

*This information accurate as of May 2012

Q.

Will it be necessary to get a chancel search if I am intending to buy in the parish of St Albans, near Baldock?

A.

Your conveyancing lawyer could recommend a chancel search, regardless of the parish where the house being bought is located. Although some Parochial Church Councils

have chosen to charge chancel repairs on the current owners of affected property, there is no guarantee that a parish which has not been subject to chancel liability in the past will remain liability-free for new owners.

Q.

Is the SDLT fee a fee or a disbursement?

A.

It may not be clear whether an item on your quote is a disbursement or a fee. This charge is a fee not a disbursement, and should be included in a quote for your conveyancing.

Q.

Flood risk searches are conveyancing protocol but in light of recent events, such as the fact that 2012 was second wettest year since records began, are they actually good enough to check sufficient information about the Baldock flood risk?

A.

Property conveyancing searches handled by your conveyancing solicitor in Baldock should also include a more informative search (Landmark) if the risk warrants it.

If you remain still apprehensive it may be worth trying to get in touch with a close neighbour or regional Hertfordshire flood damage business - for example: Horizon Contractors, Baldock Ind Est/London Rd, Baldock, SG7 6NG Tel: 01462 896699.

Q.

How long on average should I expect it to take my property solicitor to get through the legal process on a flat in a forties home we are intending to buy?

A.

It can take anywhere between one month and three months dependent on various issues such as the efficiency of the sellers lawyer, or renegotiations. Our highly solicitors are focused on pushing transactions through you moving home as quickly as realistically possible.

Q.

Do I need a chancel liability search? We are purchasing close by a vicarage in Baldock.

A.

There are over 15,000 ecclesiastical parishes across the UK. Property owners within some of these may be required to cover the cost of the repair of a local church. Liability has the potential to impact the value of a Baldock property, but an indemnity policy may be available to protect the new owners. Your conveyancing solicitor can provide more details. Baldock ecclesiastical properties include St Mary the Virgin.