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Conveyancing in Balham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/17

Intending to moving to Balham? Some handy Balham public service facts -

Balham's closest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 14 miles, London Heliport Airport is 3 miles, Heathrow Terminal 5 Airport is 15 miles, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 20 miles, Heathrow Terminal 4 Airport is 13 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 17 miles and London Biggin Hill Airport is 11 miles away and Balham's closest train station is Balham at 1 mile s.

The nearest hospital for Balham is Springfield University Tooting Bec.

Q.

How do we find the best rates for conveyancing in Balham for a £489,000 house?

A.

The confusion over this issue catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers promote supposedly cheap conveyancing quotes. However extra fees will be included in the terms and conditions that buyers often do not check. Any additional fees listed in terms and conditions ought to be fair. They only apply in cases where the conveyancer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

We need to know which Balham lenders you work with. Whose panels are you a member of?

A.

Of lenders with local branches near Balham, we with many. Balham lenders and mortgage specialists include DGS Mortgage Solutions Ltd, 84 Balham High Rd, London, SW12 9AG.

Q.

Should I get a Balham house surveyor to view the home purchase?

A.

It is highly recommended that home buyers book a house surveyor. It is a fact that there are many defects that have a negative impact on a property, which a conveyancing solicitor will not report on. These can include corrosion of pipework or rotten roof timbers.

Q.

Which local authority looks after Balham?

A.

Balham is located in London Borough of Wandsworth Council, The Town Hall, Wandsworth High Street, London, SW18 2PU, phone: 020 8871 6001

Q.

What are the alternatives if we acquire a home within a Wandsworth planning authority designated conservation area ?

A.

Part of the legal process includes carrying out searches of Wandsworth council to confirm conservation area status and the required consent for alterations. In the absence of any appropriate consents the solicitor will inform you of the alternatives which include getting from the appropriate local authority or purchasing an indemnity insurance policy.

Q.

When my partner and I are buying close to a 1300s glebe in Balham, will we need to get a chancel search?

A.

Property owners in a neighbourhood near older church buildings may be required to subsidise repairs. This is referred to as chancel repair liability. Liability has the potential to impact the value of a Balham property, but an indemnity policy may be available to protect the new owners. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Balham church lands where a chancel search may be appropriate include Hill, The Ascension and St Mary.

Q.

Will a conveyancing solicitor in Balham order any searches on the London Sixties end-of-terrace cottage I want to buy?

A.

If you are getting a mortgage, your lender requires you to at least the following for properties in Balham: Local Authority (personal or official), Drainage Search and Environmental and occasionally specific local Balham searches, which might include CON326.

Q.

What steps can we take to circumvent paying SDLT?

A.

SDLT is usually due for property over 125,000 pounds. Stamp duty reduction scheme is not advised when buying in Balham. These schemes are often uneconomical and often likely to fail. There have been a number of government initiatives, however, such as for first-time buyers. A conveyancing solicitor should confirm whether you are eligible.

 
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