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Transfer of Equity in Balham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Balham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Balham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Balham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Intending to moving to Balham? Some handy Balham public service facts -

Balham's closest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 14 miles, London Heliport Airport is 3 miles, Heathrow Terminal 5 Airport is 15 miles, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 20 miles, Heathrow Terminal 4 Airport is 13 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 17 miles and London Biggin Hill Airport is 11 miles away and Balham's closest train station is Balham at 1 mile s.

The nearest hospital for Balham is Springfield University Tooting Bec.

Q.

How do we find the best rates for conveyancing in Balham for a £489,000 house?

A.

The confusion over this issue catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers promote supposedly cheap conveyancing quotes. However extra fees will be included in the terms and conditions that buyers often do not check. Any additional fees listed in terms and conditions ought to be fair. They only apply in cases where the conveyancer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

When my partner and I are buying close to a 1300s glebe in Balham, will we need to get a chancel search?

A.

Property owners in a neighbourhood near older church buildings may be required to subsidise repairs. This is referred to as chancel repair liability. Liability has the potential to impact the value of a Balham property, but an indemnity policy may be available to protect the new owners. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Balham church lands where a chancel search may be appropriate include Hill, The Ascension and St Mary.

Q.

Is the Stamp Duty Land Tax fee a fee or disbursement?

A.

It is not always obvious whether a cost is a fee or a disbursement. This charge is a fee not a disbursement. It should be included in a quote.

Q.

Where do we learn more data on the upkeep of the conservation areas in Balham?

A.

English Heritage maintain records of the condition (poor to good) of conservation areas. Conservation areas in Balham for example public spaces, satellite dishes or poorly maintained public spaces are handled by Wandsworth.

Q.

My partner and I are interested in purchasing in Balham, and need to know if there are many conservation areas.

A.

With over eight thousand conservation areas throughout England, the local areas around Balham will include a number of areas of architectural merit defined as protected. The advantages of these restrictions will include an increase in local property values, but they can make repairs more costly or time-consuming. Your solicitor will be able to advise further.

Q.

How many weeks will it take my designated solicitor to handle the legal process on a flat in an Edwardian property in Balham?

A.

The process can take anywhere from one month to twelve weeks contingent on various factors, for example the efficiency of the seller's conveyancer, or whether your solicitor has to act for your lender.

Our chosen lawyers are exceptionally focused on pushing transactions through with the intention of completing the legal process as soon we can.

Q.

What are the alternatives if we acquire a home within a Wandsworth planning authority designated conservation area ?

A.

Part of the legal process includes carrying out searches of Wandsworth council to confirm conservation area status and the required consent for alterations. In the absence of any appropriate consents the solicitor will inform you of the alternatives which include getting from the appropriate local authority or purchasing an indemnity insurance policy.

Q.

We are enquiring about council tax amounts on a Fifties mid-terrace property in Balham, how much are they?

A.

Normally the conveyancing report on title should give information the appropriate Wandsworth council tax band.

The latest council tax rates for residents of Balham are detailed at the Wandsworth council website. As at, 22 October 2012, rates are:

  • Band A - £456.00
  • Band B - £532.00
  • Band C - £608.00
  • Band D - £684.00
  • Band E - £836.00
  • Band F - £988.00
  • Band G - £1,140.00
  • Band H - £1,367.00

 
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