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Transfer of Equity in Balham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Balham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Balham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Balham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

Intending to moving to Balham? Some handy Balham public service facts -

Balham's closest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 14 miles, London Heliport Airport is 3 miles, Heathrow Terminal 5 Airport is 15 miles, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 20 miles, Heathrow Terminal 4 Airport is 13 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 17 miles and London Biggin Hill Airport is 11 miles away and Balham's closest train station is Balham at 1 mile s.

The nearest hospital for Balham is Springfield University Tooting Bec.

Q.

How do we find the best rates for conveyancing in Balham for a £489,000 house?

A.

The confusion over this issue catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers promote supposedly cheap conveyancing quotes. However extra fees will be included in the terms and conditions that buyers often do not check. Any additional fees listed in terms and conditions ought to be fair. They only apply in cases where the conveyancer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

We have to instruct fast solicitors in Balham, is that you?

A.

Homeward Legal has a take charge method to carrying out conveyancing to meet the clients needs.

Homeward Legal only ever introduce you to conveyancing lawyers that will always attempt to communicate throughout the property chain .

Also our carefully chosen panel of conveyancing solicitors are chosen because they rely on the latest legal software and information technology systems to drive through the sale of your property fast.

Q.

In 2 months we are expecting to be moving out of our semi detached home on the outskirts of Balham into a property in Battersea , at what point to select a home removal company?

We usually suggest that you put off until the point where exchange of contracts because a move date wont have been scheduled. A portion of residential removals firms might charge a change of date fine

Local firms include Ducane Removals, The Basement/Balham Gr, London, SW12 8AY Telephone: 020 8769 0055 or Silver Arrow Movers, Lucien Rd, London, SW17 8HS on 020 8682 2738.

Q.

Will a conveyancing solicitor in Balham order any searches on the London Sixties end-of-terrace cottage I want to buy?

A.

If you are getting a mortgage, your lender requires you to at least the following for properties in Balham: Local Authority (personal or official), Drainage Search and Environmental and occasionally specific local Balham searches, which might include CON326.

Q.

When my partner and I are buying close to a 1300s glebe in Balham, will we need to get a chancel search?

A.

Property owners in a neighbourhood near older church buildings may be required to subsidise repairs. This is referred to as chancel repair liability. Liability has the potential to impact the value of a Balham property, but an indemnity policy may be available to protect the new owners. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Balham church lands where a chancel search may be appropriate include Hill, The Ascension and St Mary.

Q.

Is the Stamp Duty Land Tax fee a fee or disbursement?

A.

It is not always obvious whether a cost is a fee or a disbursement. This charge is a fee not a disbursement. It should be included in a quote.

Q.

We are purchasing a £554000, what will be calculated for stamp duty?

A.

Stamp Duty in Balham will depend on the property's price. For a residential property in Balham worth £554000, stamp duty will be £22160.*

*Source: www.hmrc.gov.uk, February 2013

Q.

We are enquiring about council tax amounts on a Fifties mid-terrace property in Balham, how much are they?

A.

Normally the conveyancing report on title should give information the appropriate Wandsworth council tax band.

The latest council tax rates for residents of Balham are detailed at the Wandsworth council website. As at, 22 October 2012, rates are:

  • Band A - £456.00
  • Band B - £532.00
  • Band C - £608.00
  • Band D - £684.00
  • Band E - £836.00
  • Band F - £988.00
  • Band G - £1,140.00
  • Band H - £1,367.00

 
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