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Conveyancing in Bamburgh Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/07/17

Bamburgh points of interest

Bamburgh Lighthouse, Bamburgh Castle Historic Houses Association and Bamburgh Castle Castle are near to Bamburgh.

The nearest station to Bamburgh is Chathill, approximately 5 miles away. The nearest airport to Bamburgh is Newcastle Airport.

The closest hospital for Bamburgh is Alnwick Infirmary.

Q.

We are trying to find a low cost conveyancing estimate. What do we need to consider?

A.

Many firms claim to offer 'the cheapest conveyancing quotes'. Unfortunately additional costs are frequently hidden in the terms of engagement. Third party costs, termed disbursements, to be paid ought to be listed on the quote

Q.

What kind of analysis in connection with the risk of floods around Northumberland will the Bamburgh lawyer give an account of?

A.

An integral step in the conveyancing procedure involves a conveyancing lawyer applying for conveyancing searches that provide you with information regarding Bamburgh flood risk area data.

Q.

Would getting a home buyers survey be necessary when buying any property?

A.

It is highly recommended that most purchasers order a property survey when purchasing in Bamburgh. There are many problems that affect a property, including severe weathering and rotten roof timbers. These will not be reported on by a solicitor.

Q.

I plan to buy a property in Carham. Do we need a chancel search?

Whichever Bamburgh parish you are purchasing in, a Bamburgh conveyancing solicitor is likely to recommend a chancel search. Chancel repair can be imposed on owners of a house where Parochial Church Councils may have spared previous owners or tenants, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Environmental searches are assessed from archived records and when you consider recent events such as the extensive flooding in Sept 2012 in North East England are they the ideal way to investigate enough about the Bamburgh flood risk area?

A.

Conveyancing searches (environmental) carried out by a Bamburgh conveyancer will include the more detailed Landmark flood search if the risk is deemed significant.

If you are worried you might try to approach a local resident.

Q.

Our agent has named a property lawyer who they generally use. Should we use them?

A.

It is common practice for agents to endorse a solicitor. If the agent is paid a referral fee, however, there is a risk that the agent may suggest the solicitor willing to pay the highest referral fee, not the most appropriate choice.

Q.

Are pre-completion searches disbursements or fees?

A.

Disbursements and fees ought to be clearly identified on a quote. These costs are disbursements not fees, and is passed on to the buyer at cost.

Q.

Bamburgh conveyancers order varied property when they are instructed to act for a home purchase client, what specific searches?

A.

If buying and getting a mortgage the building society of bank mandates specific searches, including these searches - Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environmental, and possibly area-specific searches, like a Chancel check Search.

 
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