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Conveyancing in Bampton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/02/18

Intending to moving to the area? Relevant regional transport and services facts -

Bampton's closest station is Finstock. The closest airport to Bampton is Kidlington, Oxford Airport.

Witney is the neighbouring hospital for Bampton.

Q.

How do I get the best conveyancing rates in Bampton for a £236,000 home?

A.

Various property lawyers advertise supposedly 'the cheapest conveyancing quotes', but additional fees are often hiding in the solicitor's terms of engagement. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

We are buying a £367000 residence in Bampton, how is stamp duty rates assessed?

A.

SDLT is based on the home's value. It is £11010 on a £367000 property.*

*Accurate as of December 2012

Q.

How can I determine additional info on the conservation areas in Bampton?

A.

Conservation areas in Bampton e.g. paths and footpaths, addition of unsympathetic windows or new developments are managed by the local West Oxfordshire planning authority. English Heritage have assembled records of the condition (poor to good) of conservation areas.

Q.

Should I choose a solicitors firm referred by my estate agent?

A.

Estate agent referrals are a not uncommon way to find a solicitor, however, these referrals must be carefully considered, as there is a risk that an agent may choose the solicitor willing to pay the highest referral fee, not the most appropriate choice.

Q.

Should we get a chancel search? I am purchasing a Bampton property close to priory land.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Bampton property likely to be affected. Several sources are used to determine liability in Bampton, including the Title Register database. Bampton churches include St Mary the Virgin, St Michael and All Angels and St Patrick.

Q.

We are going to buy with Tesco mortgages, what do I need to check?

A.

Until recently, almost all solicitors could perform legal work for both buyers and mortgage lenders. Buyers should know that some lenders are now limiting the firms who can act for them. This can mean increased legal costs for property buyers. Homeward Legal can act for all large mortgage lenders.

Q.

Would ordering a survey be necessary when buying a home?

A.

It is heavily suggested that buyers order a building survey. It is a fact that there are many defects that have a negative impact on a property, which are not included in your mortgage lender's valuation, such as cracks around door frames.

Q.

Do searches matter?

A.

Conveyancing searches are an accepted set of questions ordered by your conveyancing solicitor with several authorities, and refer specifically to legal considerations.