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Transfer of Equity in Banbury

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Banbury

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Banbury clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Banbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 09/01/17

Thinking of re-locating to the Banbury area? Handy local services facts and figures -

Banbury is roughly 1.5m of junction entry 11 Southbound of the M40.

Banbury's nearest station is Banbury. Banbury's closest airport is Turweston Aerodrome Airport (10 miles). Coventry Airport is 23 miles, and Kidlington Airport is 17 miles away.

The nearest hospital is Foscote Private Banbury.

Q.

We are looking for affordable conveyancing. as we are on a budget.

A.

Many firms promote so-called 'the cheapest conveyancing quotes'. However extra costs are frequently hidden in the terms of engagement which unwary buyers fail to check. The conveyancing quote must also state any disbursements.We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Does my assigned Banbury property solicitor report back to me about the cost of the council tax for a Band E apartment before completion?

A.

A solicitor will write to the Cherwell local authority to enquire about the applicable council tax rates, which will then be detailed in the report on title.

The latest council tax charges for Banbury are detailed at the Cherwell local authority site. At the time of authoring on 21 June 2012 rates are as follows:

  • Band A - £1,014.00
  • Band B - £1,182.00
  • Band C - £1,351.00
  • Band D - £1,520.00
  • Band E - £1,858.00
  • Band F - £2,196.00
  • Band G - £2,534.00
  • Band H - £3,041.00

Q.

Could the legal charges incorporate any additional charges?

A.

No. Homeward Legal's solicitors do not charge any extra, hidden costs.

Q.

Why does the conveyancing process in Banbury seem to be so slow?

A.

Conveyancing could be obstructed. We understand how unnecessarily stressful these delays can be and seek to curtail their consequences where viable. Delays may include the length of time it takes for the managing agent or landlord to respond to queries.

Q.

As a consequence of the fact that 2012 was second wettest year since on record I am wondering if conveyancing and environmental searches might not be exacting enough?

A.

Flood searches carried out by the property lawyer in Banbury should include a more specialist search (Landmark) if required.

If you remain worried you could get in touch with a next door neighbour.

Q.

Which issues help with guaranteeing a fast completion?

A.

Finding a proactive and experienced solicitor is key a faster move. There are, in addition, a number of tasks you could do, including, pushing the solicitor to begin enquiries as soon as possible, replying to your solicitor by phone, fax or email and arranging your mortgage offer.

Q.

Is a bankruptcy search a fee or disbursement?

A.

It is not always clear if a charge is a disbursement or a fee. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

Which mortgage lender panels in Banbury are your solicitors on?

A.

Homeward Legal have solicitors who have experience working with the majority of lenders assisting Banbury homebuyers.

Local mortgage lenders and brokers include Banbury Mortgage Centre, The Jetty, Mollington, Banbury, OX17 1BD, Lewis Peter Associates Mortgages Ltd, 15 North Bar St, Banbury, OX16 0TF, and Humphreys Terry, Wentways/Stratford Rd, Wroxton, Banbury, OX15 6QS.

 
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