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Conveyancing in Banbury Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/17

Thinking of re-locating to the Banbury area? Handy local services facts and figures -

Banbury is roughly 1.5m of junction entry 11 Southbound of the M40.

Banbury's nearest station is Banbury. Banbury's closest airport is Turweston Aerodrome Airport (10 miles). Coventry Airport is 23 miles, and Kidlington Airport is 17 miles away.

The nearest hospital is Foscote Private Banbury.


We are looking for affordable conveyancing. as we are on a budget.


Many firms promote so-called 'the cheapest conveyancing quotes'. However extra costs are frequently hidden in the terms of engagement which unwary buyers fail to check. The conveyancing quote must also state any disbursements.We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.


Will we need to get a chancel search? I am buying near a 15th Century glebe in Banbury.


There are over 15,000 ecclesiastical parishes throughout the UK. Owners of property within some of these may be required to pay for the repair of a local church. Liability has the potential to impact the value of a Banbury property, but an indemnity policy may be available to protect the new owners. Your conveyancing solicitor can provide more details. Ecclesiastical properties in Banbury include St Francis, St Hugh, St Leonard and St Mary.


The purchase is completing next April, how is stamp duty assessed?


Stamp Duty Land Tax is based on the valuation. On a £1081000 house, stamp duty will be £54050.*

*Correct as of July 2012


In what ways can the conveyancing solicitor in Banbury report back on the risk and history of possible flooding at Banbury?

A necessary step in the conveyancing protocol involves a conveyancer making an application for conveyancing searches that set out certain details about the Banbury historical flood risk. Also as an additional measure the conveyancer in Banbury will sometimes advocate a more involved (e.g. Landmark) in-depth local Banbury area flood search.


In Banbury, are there companies of contaminated soil remediation?


Remediation can often be possible. Contact a local provider for example Hall, Bourtonfield Farm/Southam Rd, Great Bourton, Banbury, OX17 1AS for further information.


In 2 months we are looking to be finally moving out of our period residence just outside Banbury to a property in Abingdon , at what point to choose a home removal company?


Homeward Legal will suggest that you delay booking a removals company until exchange of contracts as in advance of this typically an agreed move date will not have been agreed. Many home removals firms will levy a late cancellation fee . For more information speak to Gentlevan Removals, 29 Danesmoor, Banbury, OX16 1QA on 07861 930529 or Man With A Van, 11 Jubilee Ct, Banbury, OX16 5TR Phone: 01295 277847.


Should we be nervous about gazumping?


The custom of choosing to reject a previously accepted offer on a property after a second buyer has made a better offer is called gazumping. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of being gazumped. The first step in reducing the chance that gazumping will effect you is to instruct an efficient solicitor early, and even before acceptance of an offer.


Should we order a chancel search if I am purchasing in the parish of Thame, near Banbury?


Regardless of the Banbury parish you are purchasing in, the property solicitor could advise that a chancel search is ordered. Through some Parochial Church Councils (PCCs) have exercised their right to impose chancel repairs on the current owners of lay rectorships, there is no way to be certain that a parish where repair costs have not been paid before, that this will not continue to be so.