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Conveyancing in Bangor Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/04/18

Local Bangor attractions

Penrhyn Castle National Trust Beaumaris Castle Cadw and Bryn Celli Ddu Burial Chamber Cadw are near to Bangor.

Bangor's closest station is Bangor and the nearest airport to Bangor is Caernarfon Airport Airport. Anglesey Airport Airport is 17 miles away.

The nearest hospital is Minfordd Bangor.

Q.

I am trying to find a cheap Bangor solicitor for purchasing a house. and what is included?

A.

Several solicitors promote supposedly cheap conveyancing quotes. Unfortunately additional costs are often hiding in the terms. Any extra charges needs to be reasonable. They come into force only if the lawyer must perform additional tasks for you, which could not be anticipated at the start of the process. Your quote should list any disbursements to be paid.

Q.

Do I need to make use of a firm of solicitors that works with by our estate agent in Gloucester?

A.

Many agents in Gloucester have arrangements with solicitors where they refer conveyancing clients to them. Such referrals need to be weighed up against alternatives, including online or local firms, as an agent may decide to recommend the conveyancer who pays out the highest referral fee, not the law firm with the best reputation.

Q.

How is Stamp Duty Land Tax rates calculated, what amount should we budget for a £1174000 residence?

A.

Stamp Duty is dependent on the purchase price of the house. Stamp duty will be £58700 on a £1174000 house.*

*Correct 01/03/2013

Q.

How long on average does it take our assigned solicitor to finish all of the legal formalities on an apartment in a home in Bangor?

A.

Completion can take anywhere from around a month and three months based on a number of issues, like the speed of the vendors lawyer, or the number of people in the chain.

Our lawyers are highly results-orientated and endeavour towards you moving home as soon as we can.

Q.

What search enquiries will the conveyancer in Bangor do on a Bangor house?

A.

The standard procedure will be to get Local Authority Search, Drainage and Water Search (CON29DW), Environment Search and Coal Mining Search and, depending on certain criteria, unique particular e.g. a Official Search of whole with priority.

Q.

What can a Bangor property lawyer do when the home we hope to invest in is in a local authority conservation area and has unsympathetic dormer windows fitted?

A.

The lawyer is required to determine if the property is located within a designated conservation area, and if so whether any modifications have required permissions from the local council. In the event that no local authority consents be available, your Bangor conveyancer will inform you of the best alternative for example getting covered by an indemnity insurance or seeking retrospective consent from the appropriate local authority.

Q.

Do fixtures and fittings include things like free-standing kitchen appliances?

A.

Generally speaking, there is no strict definition of fixtures and fittings. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Britannia is going to be our lender, what will I need to consider?

A.

Until recently, it was usually straightforward for solicitors to act for both a buyer and their lender. Recently, a number of lenders have decreased the number of firms on their approved panel, which may result in greater legal costs for buyers. We can act on behalf of most UK mortgage lenders to keep legal costs to a minimum.