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Conveyancing in Bangor Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Local Bangor attractions

Penrhyn Castle National Trust Beaumaris Castle Cadw and Bryn Celli Ddu Burial Chamber Cadw are near to Bangor.

Bangor's closest station is Bangor and the nearest airport to Bangor is Caernarfon Airport Airport. Anglesey Airport Airport is 17 miles away.

The nearest hospital is Minfordd Bangor.

Q.

I am trying to find a cheap Bangor solicitor for purchasing a house. and what is included?

A.

Several solicitors promote supposedly cheap conveyancing quotes. Unfortunately additional costs are often hiding in the terms. Any extra charges needs to be reasonable. They come into force only if the lawyer must perform additional tasks for you, which could not be anticipated at the start of the process. Your quote should list any disbursements to be paid.

Q.

What can a Bangor property lawyer do when the home we hope to invest in is in a local authority conservation area and has unsympathetic dormer windows fitted?

A.

The lawyer is required to determine if the property is located within a designated conservation area, and if so whether any modifications have required permissions from the local council. In the event that no local authority consents be available, your Bangor conveyancer will inform you of the best alternative for example getting covered by an indemnity insurance or seeking retrospective consent from the appropriate local authority.

Q.

I am intending to purchase a residence in Bangor. Is a chancel search compulsory?

A.

Your solicitor could recommend a chancel search. Chancel repair has the potential to be imposed on the current owners of a property where Parochial Church Councils (PCCs) have previously chosen

not to do so. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Do I need to make use of a firm of solicitors that works with by our estate agent in Gloucester?

A.

Many agents in Gloucester have arrangements with solicitors where they refer conveyancing clients to them. Such referrals need to be weighed up against alternatives, including online or local firms, as an agent may decide to recommend the conveyancer who pays out the highest referral fee, not the law firm with the best reputation.

Q.

How is Stamp Duty Land Tax rates calculated, what amount should we budget for a £1174000 residence?

A.

Stamp Duty is dependent on the purchase price of the house. Stamp duty will be £58700 on a £1174000 house.*

*Correct 01/03/2013

Q.

Unforeseen financial circumstances dictate that we have to move along quickly and exchange contracts on the sale of our property as quickly as possible, are you a fast solicitor in Bangor ?

A.

Homeward Legal has a highly proactive approach to fulfilling conveyancing.

By utilising leading edge legal software . We also assign property sellers a dedicated solicitor qualified to communicate with the complete property chain (line of buyers and sellers) like mortgage lenders, to achieve a quick exchange.

Q.

As a consequence of the extensive river flooding in Wales, we are questioning if environmental searches might not be thorough enough?

A.

Property environmental searches handled by a Bangor conveyancer will also include a more in depth Landmark flood search if required.

You might be able to also speak to a neighbour or local resident for that further local information.

Q.

Is a chancel repair liability search a disbursement or fee?

A.

A good quote will list all fees and disbursements. This charge is a disbursement not a fee, and is passed on at cost.