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Conveyancing in Banwell Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/05/18

Banwell area info

Banwell Court Farm Country Park and Puxton Holy Saviour Churches Conservation Trust are around Banwell.

The nearest train station to Banwell is Worle and Banwell's nearest airport is Bristol Airport (8 miles). Cardiff Airport is 22 miles and away.

Banwell is approximately 3 miles of junction entry 21 Southbound of the M5.

The closest hospital is Weston Weston Super Mare.

Q.

How do we find a cheap solicitor quote to buy a property?

A.

Numerous firms claim to offer cheap conveyancing. Unfortunately extra fees are often hiding in the terms. Applicable disbursements should also be included on your quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

What do fixtures and fittings refer to?

A.

Purchasers are often frustrated by confusion over which fixtures and fittings will be included in a sale. The need to clarify this is regularly overlooked, making agreement of a comprehensive list of included items so essential.

Q.

Is it advisable to get a chancel search if we are buying next to a vicarage in Banwell?

A.

In Banwell, some owners can be required to pay for maintenance of nearby church property. Indemnity policies can be arranged if chancel liability is likely to be enforced. Your solicitor will suggest an appropriate indemnity policy to address chancel liability. Church lands in the area which may give rise to chancel liability include St Andrew.

Q.

Lloyds TSB Scotland is going to be our lender - what do I need to be aware of?

Some lenders have decreased the number of firms on their approved panel, resulting in increased legal costs for property purchasers in cases where the conveyancer cannot act for their lender, and another must also be instructed. Homeward Legal are able to act on behalf of most lenders in the UK so that the buyer will not have to pay your lender's legal costs.

Q.

If I am purchasing in the parish of Bratton St Maur, do we need a chancel search?

A.

A conveyancing lawyer may suggest that a chancel search be taken out, irrespective of the parish where the property being bought is located. Through some Parochial Church Councils have chosen to exact chancel repairs on the current owners of land subject to chancel liability, there is no way to be certain that a parish where dues have not recently been paid will not be so in future, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

What is the council tax on a detached Band C property in Banwell?

A.

You should be include your houses band within the report on title. The latest tax rates for residents of Banwell are set out in detail on the North Somerset local authority website. At the time of writing on 14 July 2012 rates are as follows:

  • Band A - £950.00
  • Band B - £1,109.00
  • Band C - £1,267.00
  • Band D - £1,425.00
  • Band E - £1,742.00
  • Band F - £2,059.00
  • Band G - £2,376.00
  • Band H - £2,851.00

Q.

What environmental concerns can contaminate land in Banwell, and should they be a concern?

A.

Several contaminants may damage land in Banwell, and an environmental search should reveal whether a specific plot of land may be affected by contaminants in the area including potentially contaminative use of nearby land or brine works.

Q.

Please recommend how to circumvent paying out for stamp duty?

A.

Stamp duty scheme is not advised. These schemes are costly and can be very unlikely to succeed.