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Conveyancing in Banwell Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/17

Banwell area info

Banwell Court Farm Country Park and Puxton Holy Saviour Churches Conservation Trust are around Banwell.

The nearest train station to Banwell is Worle and Banwell's nearest airport is Bristol Airport (8 miles). Cardiff Airport is 22 miles and away.

Banwell is approximately 3 miles of junction entry 21 Southbound of the M5.

The closest hospital is Weston Weston Super Mare.

Q.

How do we find a cheap solicitor quote to buy a property?

A.

Numerous firms claim to offer cheap conveyancing. Unfortunately extra fees are often hiding in the terms. Applicable disbursements should also be included on your quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

What sort of inquiry into the risk and history of local flooding in North Somerset will a conveyancer in Banwell look over?

A.

A conveyancer conducts formal environmental searches that should include Banwell flood risk area data.

Q.

If I am purchasing in the parish of Bratton St Maur, do we need a chancel search?

A.

A conveyancing lawyer may suggest that a chancel search be taken out, irrespective of the parish where the property being bought is located. Through some Parochial Church Councils have chosen to exact chancel repairs on the current owners of land subject to chancel liability, there is no way to be certain that a parish where dues have not recently been paid will not be so in future, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

What is the council tax on a detached Band C property in Banwell?

A.

You should be include your houses band within the report on title. The latest tax rates for residents of Banwell are set out in detail on the North Somerset local authority website. At the time of writing on 14 July 2012 rates are as follows:

  • Band A - £950.00
  • Band B - £1,109.00
  • Band C - £1,267.00
  • Band D - £1,425.00
  • Band E - £1,742.00
  • Band F - £2,059.00
  • Band G - £2,376.00
  • Band H - £2,851.00

Q.

Do I need a RICS-qualified surveyor to check for issues affecting this home purchase in Banwell?

A.

It is suggested that Banwell buyers order a RICS survey. Buyers should be aware that there are a range of problems that have a negative impact on a property, for example rotten roof timbers and flat roof leaks.

Q.

How is stamp duty rates assessed, and what amount should we budget for a £73000 residential property?

A.

The SDLT due is calculated based on the property's value. It will be £0 on a £73000 property.*

*(Source - www.gov.uk, January 2013)

Q.

What property conveyancing searches will my conveyancing solicitor in Banwell apply for when carrying out the conveyancing for a Banwell building?

A.

The customary legal protocol will be to get these searches - Local Authority (personal or official), Drainage and Water Search (CON29DW), Environmental and Tin Mining Search and occasionally special local Banwell searches, which may include a Index Map Search (SIM).

Q.

When do we need to instruct a solicitor in Banwell?

A.

In the majority of situations, instructing as soon as possible is wise. Early instruction of a conveyancing firm for a sale can mean that information, especially from slow third-parties, can be requested even prior to accepting an offer, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

 
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