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Conveyancing in Beaufort Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/04/18

Planning to moving to the Beaufort area? Pertinent Beaufort travel and public service information

The closest station to Beaufort is Rhymney. Cardiff Airport is 28 miles from Beaufort.

Ebbw Vale is a relatively close hospital to Beaufort.

Q.

I am trying to find a fixed rate conveyancing estimate in Beaufort. Can you assist?

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many firms claim to offer so-called cheap conveyancing, but additional fees can increase your final invoice. Applicable disbursements should also be included on any quote for conveyancing in BeaufortThe Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Which local authority is responsible for Beaufort?

A.

Beaufort is located in Blaenau Gwent County Borough Council, Civic Centre, Ebbw Vale, Blaenau Gwent, NP23 6XB, contact: 01495 311 556

Q.

What are Beaufort's searches?

A.

Conveyancing searches are common set of questions ordered by the buyer's conveyancing solicitor with a particular authority, for example a chancel liability search, and only deal with the legal aspects of the purchase.

Q.

I am buying a £989000. How is Stamp Duty Land Tax rates calculated?

Stamp Duty is based on several factors, including the value of the property, and whether it is in a 'disadvantaged area'. Stamp duty will be £39560 on a £989000 residential property in Beaufort.

Q.

What is the council tax on a period semi-detached Band E property in Beaufort?

A.

You will be give detail your new homes council tax band within the conveyancer's title report. The correct charges for properties in Beaufort are set out at the Blaenau Gwent local authority site. As at (06 March 2013) rates for all bands are:

  • Band A - £975.31
  • Band B - £1,137.87
  • Band C - £1,300.42
  • Band D - £1,462.97
  • Band E - £1,788.07
  • Band F - £2,113.18
  • Band G - £2,438.28
  • Band H - £2,925.94

Q.

Which mortgage lenders in Beaufort do you work with?

A.

Of lenders with offices in Beaufort, we alongside most. Lenders and mortgage specialists in Beaufort include Jones Ivor, 18 Gwaun Fro, Penpedairheol, Hengoed, CF82 8BN, Nation Mortgage & Finance, 31 Croeso Sq, Blackwood, NP12 1WE, and Apricot Mortgages & Loans Ltd, 4 Griffin Rise, Treharris, CF46 5BJ. The lawyer whom you have instructed should be able to advise further.

Q.

Is a mining search paid to the solicitor?

A.

It may be unclear whether a charge is a fee or a disbursement. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

Will we need a chancel search? We are buying a flat close by a 1200s rectory in Beaufort.

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Beaufort Church council. Following the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search.