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Transfer of Equity in Bedford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bedford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bedford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Bedford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Buying a home in Bedford? Relevant local transport and services information

Luton Airport is 18 miles from Bedford. and the nearest train station to Bedford is Bedford St Johns.

Bedford North Wing is the closest hospital.

Q.

How do we find a cheap solicitor quote for buying a freehold home?

A.

Various solicitors offer 'the cheapest conveyancing quotes'. However additional costs are frequently hidden in small print. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Will I need searches for chancel liability? We are purchasing a Bedford home near a church.

A.

As a result of chancel repair liability, the owners of property in Bedford which was once owned by a 'lay rectors' can be liable for repairs to older church buildings. A chancel search will confirm whether liability for Bedford properties is likely to exist. A solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Church of England properties in the area include All Saints, St Michael & All Angels, St Thomas and St Thomas.

Q.

Which actual searches should my conveyancing solicitor in Bedford order when acting on a Bedford property?

A.

The routine procedure will be to get Local Authority (council), Drainage Search (Con29DW or personal) and Environmental and, depending on certain criteria, unique particular for instance Chancel Repair Liability Search.

Q.

Do we need to opt for the solicitors firm offered by my estate agent?

The agent will be able to pressure a law firm to handle your conveyancing they refer a lot of work to, and can therefore to reduce delays in the conveyancing process. These referrals should be considered carefully, as it may be the case that the agent recommends the firm which pays to the largest referral fee, not a firm with local expertise and a solid reputation.

Q.

Can you confirm how we circumvent paying out for SDLT?

A.

Stamp Duty Land Tax (SDLT) is due on purchases priced at over £125,000. We do not recommend any stamp duty reduction. Such schemes are highly expensive and HMRC may challenge a scheme up to six years later.

Q.

Do you recommend your solicitors to advise on the conveyancing for property auction properties in Bedford?

A.

Our residential property lawyers regularly carry out work for buyers at auction. Homeward Legals panel of solicitors and licensed conveyancers have previously worked for countless buyers at regional residential property auctions including Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Canny auction buyers tend to pick a fast lawyer as soon as they can to allow for a detailed investigation of the auction pack before the auction day itself.

Thereafter, following the date of the auction your instructed property lawyer is utterly ready for concluding the purchase in 28 days as typically required by the terms of sale.

Q.

Which local authority is responsible for Bedford?

A.

Bedford is located in Bedford Borough Council, Borough Hall, Cauldwell Street, Bedford, MK40 1SJ, contact: 01234 267 422

Q.

We are buying on a recently-developed ex-industrial site. Can the top-soil still be contaminated?

A.

Even where some contamination has occurred in Bedford, risk levels are usually low. Environment search results will factor contaminants, including metals and others such as groundwater contamination and insecticides.

 
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