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Conveyancing in Bedfordshire Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/04/17

Are you moving into a residential property in Bedfordshire? Practical local transport and public service details:

The nearest train station to Bedfordshire is Bedford St Johns, almost a mile away. The closest airport to Bedfordshire is Luton Airport (18 miles).

Bedford North Wing is a nearby hospital.

Q.

How do we find a cheap solicitor to buy a house?

A.

This affects many buyers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many property lawyers purport to offer supposedly 'the cheapest conveyancing quotes'. However extra charges may increase the final invoice. Any additional fees found in the small print needs to be fair and come into force only if the lawyer must complete unanticipated additional work , which could not be anticipated at the start of the process. Any disbursements to be paid should also be clearly stated on any quote for conveyancing in BedfordshireHomeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

I am buying a building within a conservation area, where does one find information relating to the state of upkeep of the area?

A.

Conservation areas are designated by Central Bedfordshire who administer things like upkeep of paths to the prohibition of excessive road signs. Following a campaign, English Heritage administer a list of the condition (poor to good) of conservation areas.

Q.

How do we work out SDLT in Bedfordshire, and how much will it be on a £692000 house?

The Stamp Duty you must pay will depend on the purchase price. It will be £27680 on a £692000 residential property.

Q.

Which local factors can affect land in Bedfordshire, and are they properly investigated?

A.

Several contaminants caused by environmental factors may lessen the desirability land in Bedfordshire. Contaminants such as petroleum and fuel sites and shallow mining will be detailed in an appropriate search.

Q.

We are purchasing a home in Roxton. Will we need a chancel search?

A.

Your solicitor responsible for your move could advise a chancel search, whichever parish in which the home being purchased is located. Although some Parochial Church Councils (PCCs) have determined to exact chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish which has not imposed liability will continue to be free from liability. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Bradford and Bingley will be our mortgage lender, what will I need to check?

A.

When buying with a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. A small number of lenders have opted to reduce the size of their 'solicitor panel', which may result in higher legal costs for property buyers. Homeward Legal can act for many lenders in the UK so that the buyer will not have to pay legal fees for your lender's solicitor.

Q.

Which Bedfordshire lenders do you work with?

A.

Of lenders with offices proximate to Bedfordshire, we beside many. Lenders and mortgage specialists in Bedfordshire include Red Eagle Finance Ltd, 44 Leasway, Bedford, MK41 9DE.

Q.

The property being bought is on a ex-industrial site. Could the soil be contaminated by industrial waste?

A.

Bedfordshire agriculture or industry can cause soil contamination. Also considering issues such as food-processing waste, contaminants affecting Bedfordshire property will be factored into an environmental search.

 
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