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Transfer of Equity in Bedfordshire

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bedfordshire

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bedfordshire clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Bedfordshire Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Are you moving into a residential property in Bedfordshire? Practical local transport and public service details:

The nearest train station to Bedfordshire is Bedford St Johns, almost a mile away. The closest airport to Bedfordshire is Luton Airport (18 miles).

Bedford North Wing is a nearby hospital.

Q.

How do we find a cheap solicitor to buy a house?

A.

This affects many buyers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many property lawyers purport to offer supposedly 'the cheapest conveyancing quotes'. However extra charges may increase the final invoice. Any additional fees found in the small print needs to be fair and come into force only if the lawyer must complete unanticipated additional work , which could not be anticipated at the start of the process. Any disbursements to be paid should also be clearly stated on any quote for conveyancing in BedfordshireHomeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

We are purchasing a home in Roxton. Will we need a chancel search?

A.

Your solicitor responsible for your move could advise a chancel search, whichever parish in which the home being purchased is located. Although some Parochial Church Councils (PCCs) have determined to exact chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish which has not imposed liability will continue to be free from liability. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Is a Professional Indemnity fee a disbursement or fee?

A.

All fees and disbursements should be clearly stated on your conveyancing quote, without any hidden charges in the 'small print'. This cost,e.g., is a fee not a disbursement, and will normally be included in a conveyancing quote.

Q.

In relation to the fact that 2012 was second wettest year since on record we are wondering whether property environmental searches aren't exacting enough?

A.

Environmental searches applied for by the Bedfordshire solicitor should include a far more detailed Landmark flood search if the risk warrants it.

If you are concerned try to contact a future neighbour.

Q.

How will my Bedfordshire conveyancing solicitor advise us on the risk and history of local flooding in the Bedfordshire area?

A.

A crucial step in the legal due diligence procedure carried out when buying a property involves the lawyer making an application for environmental searches that set out detail about the potential risk of flooding in Bedfordshire. Additionally your Bedfordshire conveyancing solicitor may recommend a significantly more detailed local Bedfordshire area search.

Q.

If my family are buying in Bedfordshire by a glebe, will I need to get a chancel liability search?

A.

The result of a landmark case 10 years ago reaffirmed that 'lay impropriators' of property must subsidise church repairs. Parochial Church Councils in Bedfordshire must register their interest over property by October 2013, simplifying the chancel search process.

Q.

We have found a buyer and have a quote from you. Are there any extra costs?

A.

No. Homeward Legal will never charge any additional fees. Some solicitors only estimate conveyancing costs. You may face a much greater total fee when you have completed.

Q.

Which actual conveyancing searches will the Bedfordshire lawyer carry out when buying a Bedfordshire property?

A.

The common conveyancing procedure is to obtain Local Authority Search, Drainage and Water Search and Environment Search and occasionally less common searches, which might include Official Search of Part with Priority (OS2).

 
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