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Conveyancing in Belford Q & A's

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By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 25/04/17

Are you buying or selling a residential property in Belford? Useful local Belford transport and public service facts and figures -

Belford's nearest airport is Newcastle Airport. and Belford's nearest train station is Chathill.

The most convenient hospital to Belford is Berwick Infirmary.

Q.

How do we get affordable conveyancing in Belford?

A.

Various property lawyers offer so-called 'the cheapest conveyancing quotes'. However extra fees can pad the solicitor's invoice. Applicable disbursements should also be clearly stated on any quote for conveyancing in BelfordGet a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Which of the Belford mortgage lender panels are you a member of?

A.

Most lenders in Belford are on our solicitors' panels. Lenders and mortgage specialists in Belford include Simply Mortgages Plus, 26 Douglas Cr, Kelso, TD5 8BB.

Q.

Which environmental factors can impact land in Belford, and should they be an issue?

A.

Land in Belford can be contaminated by many natural and human-influenced issues. Contaminants including proximity to waste sites or nearby electrical substations will be considered as part of the environmental searches.

Q.

If we plan to buy near Belford, in the parish of Thockrington, do we need a chancel search?

Whichever Belford parish in which you are buying, a Belford conveyancing solicitor may suggest a chancel search. Although some parish councils have decided to impose chancel repairs on the current owners of affected property, it is not possible to be certain that a parish where repair costs have not been paid before will continue to be free from liability, so it can be difficult to use this as a guide.

Q.

The estate agent has offered the firm of solicitors who they generally use. Is it a good idea to use this firm?

A.

The agent will push a solicitor, however, such referrals should be compared against alternatives, such as local solicitors, or firms found online, as some agents choose the firm which pays to the largest referral fee, not the most suitable for you.

Q.

The lender will be Market Harborough Building Society, what will I need to consider?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. Over the last two years, some lenders have reduced the number of firms on their approved panel. For buyers, this can result in significantly increased conveyancing costs. Homeward Legal will act for the majority of lenders, ensuring that an additional lawyer will not be required to act for your lender.

Q.

How is stamp duty tax calculated, and what amount should we budget for a £390000 property?

A.

The Stamp Duty you must pay will depend on the valuation. For a property bought for £390000, stamp duty is £11700.*

*(Source - www.gov.uk, July 2012)

Q.

How early should we instruct a conveyancer in Belford?

A.

Whether buying or selling, the earlier, the better, as there are several tasks which may be carried out immediately. Instructing a solicitor early can limit the risk of the other side pulling out.

 
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