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Conveyancing in Bexleyheath Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/10/17

Transport and public service information if you’re buying or selling residential property in Bexleyheath -

By road: Bexleyheath is served by the A2, A207 and A220. By rail: The nearest train station is Bexleyheath. By air: Bexleyheath is closest to these seven airports: London Biggin Hill Airport (12 miles), London City Airport (13), London Heliport (17), Rochester Airport (22), London Gatwick Airport (32), London Southend Airport (33), and London Stansted Airport (43).

Hospital: Upton Day, Upton Road, Bexleyheath, DA6 8LQ. Council: Metropolitan Borough of Bexley (www.bexley.gov.uk).

Attractions: Other than Bexleyheath’s proximity to London: Danson House and Park, Cut Rocking Comedy Club, and Red House.

Q.

We have had a conveyancing quote from you for our move to Bexleyheath. Will there be any supplementary fees associated with it?

No. We will not charge any additional fees as we operate a fixed-fee system matched with our ‘No Move, No Fee’ guarantee. Be aware that some solicitors do not give accurate quotes, only estimates, meaning that you could pay much more when you complete. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699.

Q.

We really need to cut costs from our move, but should we avoid paying for stamp duty on the property in Bexleyheath?

Homeward Legal do not recommend you getting involved in any form of stamp duty avoidance scheme, as such schemes are highly expensive and very risky, and could cost you thousands of pounds in penalties later on. The government occasionally run schemes to assist in the purchase, such as a reduction in stamp duty for first-time buyers. Your solicitor can tell you if any such schemes are currently running, and whether you are eligible to take advantage of them.

Q.

How do I find out more information on Bexleyheath conservation areas?

Following a campaign, English Heritage keeps a list of the condition of conservation areas throughout the country. Restrictions in Bexleyheath conservation areas, such as area development, loft extensions or neglected buildings, are overseen by the local authority (the London Borough of Bexley Council). Note, too, that conservation areas may also cover what you can or can’t do with trees and plants within the boundary of your property.

Q.

Is lithium contamination regularly sampled in Bexleyheath soil?

Bexleyheath and the surrounding region has a legacy of chemical contamination. The level of known contamination will be identified by the environmental search ordered by your conveyancing solicitor. This search will also consider issues such as water contaminants by organic compounds, etc. This detailed data will be written up in the report on title.

Q.

I am on a deadline and will need to get fast conveyancing in Bexleyheath, but what do we need to do?

The key to speeding up the conveyancing process is to employ a proactive, diligent and communicative solicitor, like the ones we have on our panels at Homeward Legal. There are also several tasks that you as the buyer can do to get moving sooner. These include:

  • arranging your mortgage offer early
  • keeping in regular contact with the solicitor and applying pressure if you suspect any unnecessary delays
  • completing and returning all forms as soon as possible
Q.

Environmental searches may be conveyancing protocol but, with recent climatic events (e.g. the fact that last year was the second-wettest year since records began), are they thorough enough to give us sufficient data on the Bexleyheath flood-risk?

A qualified conveyancer in Bexleyheath will advise you to carry out thorough conveyancing searches, which will include a search of historical records regarding flooding in the location of your new property. If the search determines a significant flood-risk, a more in-depth search can be ordered, which is a disbursement and will be charged to you at cost.

Q.

How is the stamp duty calculated in Bexleyheath, and how much should we pay on a £851,000 property?

The Stamp Duty payable is dependent on the property's value, if it is more than £125,000. On a £851,000 house, stamp duty will be £32,550.

Q.

How long will it take our property solicitor to conduct the legal work for the lower floor of a building in Bexleyheath?

The process can take anywhere from three weeks to three months. The duration is dependent on a number of things, like the efficiency of the seller's property solicitor, or absent parties. Homeward Legal's property solicitors are extremely focused on speed and communication, with a view to completing in as short a time as is practical. To discuss your needs and to obtain your free, fixed-fee, ‘No Move, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

the Royal Bank of Scotland is going to be our lender - what do I need to check?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. House buyers need to be aware that some lenders have opted to reduce the size of their 'solicitor panel', which may result in greater conveyancing costs for purchasers. Homeward Legal, fortunately, can act on behalf of most lenders.

Q.

What can my searches be?

A.

Conveyancing searches ranges in cost, depending on the searches required. Searches are paid to a third party.

Q.

Bookshops and the web have a growing number helpful articles all about do it yourself conveyancing. Do we necessarily need a property solicitor in Bexleyheath ?

A.

There is absolutely no reason why a home buyer cant go down that route and do the bulk of the your own conveyancing without the help of Bexleyheath property solicitor.

That said, a conveyancer is familiar with a large number of activities such as chasing outstanding papers and ensuring listed building alterations are compliant which require the relevant training. More importantly amateur lawyers are not covered by the applicable professional indemnity insurance which practicing solicitors are made responsible to carry.

Q.

Does the Bexleyheath property lawyer carry out any searches on the London Victorian detached house I am intending to buy?

A.

When you are applying for a mortgage the lender will expect these searches - Local Authority (personal or official), Drainage and Water Search and Environment Search, as well as any less common searches, like a British Waterways Search.

Q.

Do fixtures and fittings include things like aerials and satellite dishes?

A.

House purchasers are frequently confused by the vagueness surrounding fixtures and fittings. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction, and this makes a fixtures and fittings form so necessary.

Q.

What do we need to be aware of if we invest in an extended home in a Bexley council conservation area ?

A.

An integral part of the legal process involves making enquiries of Bexley planning authority to establish conservation area status and the required consent for any developments. .

Q.

What due diligence about the potential risk of local flooding in the Bexley region will the Bexleyheath conveyancing solicitor look into?

A.

A key part of the conveyancing protocol carried out when buying a property involves a solicitor carrying out environmental searches that provide specific information about the potential Bexleyheath historical flood risk. A more specific flood history/risk search (e.g Homecheck) may be recommended by a Bexleyheath property solicitor if the results of the initial searches identify any risk of flooding. At the time of writing (03/01/13) indications at the Environment Agency flood reports website do not list any flood warnings in Bexleyheath.