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Transfer of Equity in Bexleyheath

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bexleyheath

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bexleyheath clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Bexleyheath Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Are you buying or selling a house in the area? Useful local Bexleyheath services facts and figures ;

Bexleyheath's nearest train station is Bexleyheath at 1 mile s. Bexleyheath's closest airport is London City Airport. London Heliport Airport is 14 miles, Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 25 miles, Northolt Jet Centre Airport is 25 miles, Elstree Airport is 25 miles, Rochester Airport is 18 miles and London Biggin Hill Airport is 10 miles away.

The neighbouring hospital for Bexleyheath is Erith & District.

Q.

How do I find a discount conveyancing estimate?

A.

Several firms promote theoretically cheap conveyancing quotes, but additional fees are often hiding in small print. Any extra costs should be fair. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Do fixtures and fittings include things like aerials and satellite dishes?

A.

House purchasers are frequently confused by the vagueness surrounding fixtures and fittings. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction, and this makes a fixtures and fittings form so necessary.

Q.

What is the council tax on a semi-detached Band A property in Bexleyheath?

A.

You will be told about your property's band in the conveyancing report on title. The correct charges for residents of Bexleyheath are detailed at the Bexley council site. At the time of authoring on 28 December 2012 rates are:

  • Band A - £957.00
  • Band B - £1,116.00
  • Band C - £1,276.00
  • Band D - £1,435.00
  • Band E - £1,754.00
  • Band F - £2,073.00
  • Band G - £2,392.00
  • Band H - £2,871.00

Q.

Should I use the property lawyer referred by my estate agent in Brymbo?

Both agents and mortgage brokers may suggest a law firm. These referrals need to be weighed up against alternatives, as an agent may choose the firm which pays to the largest referral fee, not the most appropriate choice.

Q.

Do we need a chancel search if we plan to buy in the parish of St Anne Soho?

A.

Your lawyer may suggest a chancel search. Through some parish councils have decided to exact chancel repairs on the owners of land subject to chancel liability, a conveyancing solicitor cannot verify that a parish where chancel repair fees have not been paid previously will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Is it advisable to get a chancel liability search when we are purchasing in Bexleyheath by a parsonage?

A.

As a result of chancel repair liability, the owners of property in Bexleyheath which was once owned by a 'lay rectors' can be liable for upkeep of a medieval church. Indemnity policies can be arranged if chancel liability is likely to be enforced. The solicitor performing your conveyancing will confirm that a chancel search is appropriate. Church of England properties in this area where a chancel search may be appropriate include Barnehurst St Martin, Christ Church and St Peter's.

Q.

We are using a lender in Bexley, and need to know which Bexleyheath lenders your solicitors work with. Whose panels are your solicitors on?

A.

Homeward Legal can work with the majority of lenders. A number of mortgage specialists operate in Bexleyheath, such as JCS Finance, 81 The Drive, Bexley, DA5 3DF, and Pickering Mortgage Services, 3 Bourne Rd, Bexley, DA5 1LG.

Q.

What due diligence about the potential risk of local flooding in the Bexley region will the Bexleyheath conveyancing solicitor look into?

A.

A key part of the conveyancing protocol carried out when buying a property involves a solicitor carrying out environmental searches that provide specific information about the potential Bexleyheath historical flood risk. A more specific flood history/risk search (e.g Homecheck) may be recommended by a Bexleyheath property solicitor if the results of the initial searches identify any risk of flooding. At the time of writing (03/01/13) indications at the Environment Agency flood reports website do not list any flood warnings in Bexleyheath.

 
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