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Conveyancing in Bicester Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Transport and public service information if you’re buying or selling residential property in Bicester

By road: Bicester is served by the M40, A41 and A4421. By rail: The nearest train station is Bicester Village. By air: Bicester is closest to London Oxford Airport (10 miles), Wycombe Air Park (34), Coventry Airport (43), Elstree Aerodrome (45), Northolt Jet Centre (49) and London Heathrow and London Luton Airports (both 50 miles).

Hospital: Bicester Community, Piggy Lane, Bicester, OX26 6HT.Council: Cherwell District (www.cherwell.gov.uk).

Attractions: Bure Park Nature Reserve, Boarstall Tower, St. Edburg’s Church, Rousham House, Island Pond Wood, and Boarstall Duck Decoy.

Q.

Is Homeward Legal able to move quickly on the conveyancing for residential property auctions in Bicester?

Our firm frequently handles the legal work for sellers and buyers at auction. Homeward Legal strongly recommends that those going the auction route to buy or sell a property should appoint a conveyancing lawyer well before the date of the auction. This ensures that there is time for a detailed investigation of the sellers’ documents or to start the tasks should you be bidding. Immediately afterwards, your dedicated conveyancing lawyer will then be completely prepared for finishing the transaction inside a month, as required. For the clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert auction team on 0800 038 6699. All our quotes are backed up with a ‘No Move, No Fee’ guarantee.

Q.

Is it necessary to get a chancel search as my partner and I are buying next to a rectory manor in Bicester?

Owners of property nearby to older church buildings may be required to contribute towards the repairs. This is referred to as chancel repair liability. Several sources are used to determine liability in Bicester, including parish records, and your conveyancer will detail the position in the report on title. Bicester church lands where a chancel search may be appropriate include:

  • Emmanuel, Barberry Place, Bicester, OX26 3HA
  • St. Edburg’s, Old Place Yard, Bicester, OX26 6AY
  • The Immaculate Conception, The Causeway, Bicester, OX26 6AW
Q.

Will our solicitor report back to us about the cost of the council tax on a Band G townhouse in Bicester prior to completion?

Your conveyancing solicitor will contact the local authority responsible for setting the tax rates for Bicester (Cherwell Council) to confirm the banding of your property and therefore the rate associated with it. This information will be included in the report on title. For the 2017/2018 tax year, Bicester residents were expected to pay:

  • Band A - £1,174.49
  • Band B - £1,370.23
  • Band C - £1,565.98
  • Band D - £1,761.73
  • Band E - £2,153.23
  • Band F - £2,544.72
  • Band G - £2,936.22
  • Band H - £3,523.46

Retrieved on 18 April 2017

Q.

How are the stamp duty rates measured, and how much will it be on a £510,000 residence in Bicester?

The Stamp Duty Land Tax (SDLT) due will depend on a limited set of factors, including the home's value at purchase. For the example cited, stamp duty will be £15,500.

Q.

What is the average time that I should expect my designated solicitor to take to exchange all the conveyancing work for the top floor of building we are intending to buy in Bicester?

The process can take anywhere from around a month to three months depending on various things, such as the speed of the seller's property lawyer, or the time taken to issue draft contracts. At Homeward Legal, our chosen property lawyers are extremely results-focused completing the process as quickly as possible, with a target of a maximum of six weeks. Try our online quote calculator. Or call us on 0800 038 6699 for your fixed-fee quote, backed up with our ‘No Move, No Fee’ guarantee.

Q.

Which mortgage lender panels in Bicester are you on?

Most lenders in Bicester are on our panels, which means that we can act for them in preparing your mortgage, thus preventing them from passing on their legal costs to you. Bicester lenders and mortgage specialists include:

  • Mortgage Life Solutions Ltd., 7 Market Square, Bicester, OX26 6AA
  • Epicam, 25 Wellington Close, Bicester, OX26 4TQ
  • Independent Mortgage Solutions Ltd., 6 Deans Court, Bicester, OX26 6RD
Q.

We are looking to move out of our period building just outside Bicester to a house in Woodstock, but when is the best point to appoint a removal company?

Your solicitor would usually recommend that you put off setting a date with a removals company until the point where the contracts have exchanged. In advance of this, the firm date won’t have been formalised, and many house-removals firms might impose a change-of-date levy. Local removals companies include:

  • Bicester Van Man, 30 Hambleside, Bicester, OX26 2GA (Tel: 01869 300815)
  • ATB Removals, 13 Tweed Crescent, Bicester, OX26 2LY (Tel: 01869 247212)
Q.

My estate agent in Bicester has put forward a lawyer they usually work with. Is it advisable to use them?

It is very common for estate agents to recommend one or more solicitors’ firms; however, such referrals should be compared to other online or local firms, because some agents choose whichever firm pays the most per referral, and not the best value for you. Why not give our waiting team a call on 0800 038 6699 for your fixed-fee quote protected by our ‘No Move, No Fee’ guarantee? Or try our online quote calculator.

Q.

Is a deed of covenant a disbursement or a fee?

A.

All fees and disbursements should be clearly stated on a quote for your conveyancing, with no additional charges of any kind in the small print. This charge is a fee not a disbursement. It should be included in a quote.

Q.

Conveyancing and environmental searches may be standard procedure for home buyers but in light of recent weather changes for example the extensive flooding in the UK in April 2012 are they the best way to ascertain sufficient information about the ever changing Bicester flood risk area?

A.

Your lawyer in Bicester will suggest that you also get property environmental searches if the first search establishes a significant risk Bicester flood risk.

You can always contact a neighbour or local resident for additional extra confidence.

Q.

The Bicester property being bought is on a ex-industrial use land. Can the soil still be contaminated?

A.

Bicester's local area has a history of contamination from industry, agriculture and the natural environment , like much of the UK. Also considering issues such as groundwater contaminants like pesticides, contaminants affecting Bicester property will be factored into an environmental search.

Q.

How is stamp duty rates measured and how much will it be on a £510000 residence?

A.

The SDLT due will depend on a limited set of factors, including the home's value. Stamp duty will be £20400 on a £510000 house or flat.

Q.

We are looking to move out of our period building just outside Bicester to a house in Woodstock , what is the best point to appoint a removal company?

A.

Your solicitor would usually recommend that house movers put off until the point where the contracts have exchanged as in advance of this the firm date wont have been formalised. Many house removals firms might impose a change of date amount

Local removals companies include Bicester Van Man, 30 Hambleside, Bicester, OX26 2GA Call: 01869 300815 or A T B Removals, 13 Tweed Cr, Bicester, OX26 2LY Telephone: 01869 247212.

Q.

Is it advisable to get out of paying for SDLT?

A.

Stamp Duty Land Tax is due on homes over £125,000. Homeward Legal strongly advise against any form of stamp duty scheme, because these schemes are expensive and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

I am intending to buy a barn conversion in Lewknor. Will a chancel search be appropriate?

A.

Regardless of the Bicester parish in which you are purchasing, the property lawyer could advise that a chancel search is taken out. Chancel repair may be imposed on the current owners of a home where Parochial Church Councils (PCCs) may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.