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Transfer of Equity in Bideford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bideford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bideford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Bideford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/01/17

Are you buying a home in Bideford? Handy Bideford services facts and figures ;

Bideford's nearest airport is Exeter International Airport (40 miles). The nearest station to Bideford is Barnstaple, about 7 miles away.

The nearest hospital for Bideford is Bideford.

Q.

How do we find the best conveyancing rates in Bideford for a £511k house?

A.

Both high-street and online solicitors promote theoretically cheap conveyancing. However additional costs may be added into small print, left unread by preoccupied buyers and sellers Any additional costs should be fair. They be applied only where the conveyancer must complete work beyond standard conveyancing in your interest, which could not be anticipated at the start of the process.

Q.

Are any Bideford areas of conservation likely to affect us?

A.

Conservation areas detail streets and neighbourhoods of historical or architectural value. Your conveyancing solicitor will be able to provide more details and address the consequences of purchasing property in a conservation area.

Q.

Should we select the property lawyer who works with by the local agent?

A.

The agent will be able to pressure a solicitors firm they refer a large volume of work to, and can therefore to move the conveyancing process along. However, if the agent is paid a fee by the solicitor, there is a risk that the agent may suggest the conveyancer who pays out the highest referral fee, not the most suitable for you.

Q.

What is the danger of gazumping?

This happens when a home owner accepts one buyer's offer and later dismisses it. Instead, they then go for a higher offer. The will be a risk of gazumping in any transaction, because offers are not binding until exchange of contracts. To reduce the likelihood of being gazumped, consider instructing your property solicitor as early as possible.

Q.

Is a managing agent fee a disbursement or a fee?

A.

All fees and disbursements should be identified on your quote. This cost is a fee not a disbursement, and should be included in the quote for your conveyancing.

Q.

What does a Bideford property solicitor do when the property we want to buy is inside the boundary of a conservation area and has out of place windows added?

A.

North Devon planning authority searches conducted by your solicitor as part of the conveyancing should ascertain if the property is inside a designated conservation area proof of Coal Authority consent for alterations will be requested. In the event that no suitable consents be supplied, your conveyancing solicitor will advise you of all options such as getting an indemnity insurance policy or requesting retrospective consent from the appropriate local authority.

Q.

How is Stamp Duty Land Tax worked out?

A.

Stamp Duty is calculated with reference to the valuation. On a £289000 residential property, stamp duty will be £8670.

Q.

If we are purchasing in the parish of Landcross, should we get a chancel search?

A.

Your conveyancer is likely to recommend that a chancel search be ordered, irrespective of the parish in which the house being purchased is found. Although some Parochial Church Councils have determined to impose chancel repairs on the current owners of lay rectorships, it is not possible to be certain that a parish where dues have not recently been paid will not automatically be the case for future owners, so it can be difficult to use this as a guide.

 
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