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Conveyancing in Bideford Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/18

Are you buying a home in Bideford? Handy Bideford services facts and figures ;

Bideford's nearest airport is Exeter International Airport (40 miles). The nearest station to Bideford is Barnstaple, about 7 miles away.

The nearest hospital for Bideford is Bideford.

Q.

How do we find the best conveyancing rates in Bideford for a £511k house?

A.

Both high-street and online solicitors promote theoretically cheap conveyancing. However additional costs may be added into small print, left unread by preoccupied buyers and sellers Any additional costs should be fair. They be applied only where the conveyancer must complete work beyond standard conveyancing in your interest, which could not be anticipated at the start of the process.

Q.

We are purchasing in Bideford, do we need searches?

A.

Conveyancing searches are common pack of enquiries carried out on your behalf, including a drainage search. These will not give information on the physical condition of the property.

Q.

The residence being purchased is on a ex-industrial use land. Could the top-soil be contaminated by industrial waste?

A.

Restrictions exist to limit topsoil contamination, but some existing contaminants can reside for decades after exposure. Land may also be contaminated by other sources, including groundwater contaminants like pesticides.

Q.

Flood searches are standard procedure but when one considers recent weather changes such as the major flooding in Sept 2012 in South West England

Q.

are they still appropriate to advise me sufficient information about the evolving Bideford risk of flooding?

A.

A competent solicitor in Bideford will carry out flood searches (Landmark search) if the environmental search flags up a risk.

Sometimes buyers get in touch with a neighbour to get further assurance or local Devon flooding repair expert, like Taylors Property Services, 3 Golf Links Rd, Westward Ho, Bideford, EX39 1LH Tel: 01237 421230.

Q.

Is a managing agent fee a disbursement or a fee?

A.

All fees and disbursements should be identified on your quote. This cost is a fee not a disbursement, and should be included in the quote for your conveyancing.

Q.

How much would the charge for the searches total?

A.

Bideford searches ranges in cost. Commonly ordered searches include a chancel liability search and a local authority search.

Q.

What does a Bideford property solicitor do when the property we want to buy is inside the boundary of a conservation area and has out of place windows added?

A.

North Devon planning authority searches conducted by your solicitor as part of the conveyancing should ascertain if the property is inside a designated conservation area proof of Coal Authority consent for alterations will be requested. In the event that no suitable consents be supplied, your conveyancing solicitor will advise you of all options such as getting an indemnity insurance policy or requesting retrospective consent from the appropriate local authority.

Q.

Our lender will be Nationwide, what will I need to check?

A.

When buying with a mortgage, your lender will require legal work to be carried out on their behalf. Over the last two years, some lenders are now limiting the firms who can act for them. For buyers, this can result in significantly higher conveyancing costs. We, however, are able to act for many CML-approved lenders, keeping buyers' legal costs to a minimum.