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Transfer of Equity in Billingham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Billingham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Billingham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Billingham Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 30/11/16

Moving to a property in the Billingham area? Helpful local transport and services facts -

Billingham's closest airport is Darlington, Durham Tees Valley Airport. Billingham's nearest station is Billingham at 2 miles.

Nuffield Cleveland is a nearby hospital for Billingham.

Q.

How do I get a cheap solicitor in Billingham to purchase a residence?

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned, and many solicitors advertise theoretically cheap conveyancing quotes. Unfortunately additional fees are often hiding in the solicitor's terms of engagement. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Should we use a firm of solicitors named by my estate agent in Whittlesey?

A.

It is common for agents in Whittlesey to refer a solicitor. Such referrals must be compared with other local solicitors, or better-value firms found online, as some agents choose the firm which pays to the largest referral fee, not a firm with local expertise and a solid reputation.

Q.

What can contaminate land in Billingham, and will they be checked for comprehensively?

A.

Billingham property may be contaminated by numerous human activities, like shallow mining. An environmental search can give more clarity.

Q.

How is SDLT calculated and how much do we need to budget for a £107000 residence?

Stamp Duty is calculated based on the value of the home. On a £107000 house, stamp duty will be £0.*

*This information accurate as of January 2013

Q.

How much will the conveyancing searches usually cost?

A.

With Homeward Legal, clients buying a property required to pay at most £249 for a standard bundle of searches. The most generally useful searches include a drainage search and a local authority search.

Q.

The home being bought is on a ex-industrial site. Could the soil be contaminated by industrial waste?

A.

Billingham agriculture or industry can cause soil contamination. Data on many contaminants, such as groundwater contaminants like petrol, will be included in an environmental search.

Q.

Does my Billingham conveyancing solicitor in form me about the cost of the council tax on a Band B property before exchange?

A.

A property solicitor will speak to the appropriate Stockton-on-Tees local authority to ask about the latest council tax rates, which will be included in the conveyancer's title report. Correct rates for properties in Billingham are tabled on the Stockton-on-Tees council website. On (12 February 2013) rates are:

  • Band A - £1,024.00
  • Band B - £1,194.00
  • Band C - £1,365.00
  • Band D - £1,535.00
  • Band E - £1,877.00
  • Band F - £2,218.00
  • Band G - £2,559.00
  • Band H - £3,071.00

Q.

I am buying a home in Heighington. Should we get a chancel search?

A.

The lawyer may suggest that a chancel search be taken out, regardless of the parish where the building being bought is located. Through some parish councils have chosen to exact chancel repairs on owners of affected property, a solicitor cannot state with certainty that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not be so in future. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

 
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