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Transfer of Equity in Birkenhead

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Birkenhead

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Birkenhead clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Birkenhead Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Moving to in the Birkenhead area? Handy local services facts and figures ;

The closest station to Birkenhead is Birkenhead Central, approximately 1 mile away. The closest airport to Birkenhead is Liverpool John Lennon Airport (8 miles). Howarden Airport is 16 miles away.

Birkenhead is about 2m of Junction 1 of the M53.

Q.

Local points of interest in Birkenhead

A.

Liverpool Tate Liverpool Art Gallery and Liverpool The Bluecoat Gallery Art Gallery are close to Birkenhead.

The closest hospital is St Catherines Birkenhead.

Q.

How do we find low cost conveyancing in Birkenhead?

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many property lawyers claim to offer 'the cheapest conveyancing quotes', but extra charges are often hiding in the terms and conditions that homeowners often do not check. Any disbursements to be paid ought to be defined on the conveyancing quote Any charges found in the solicitor's terms ought to be reasonable and clear and only come into force where your solicitor must complete unanticipated additional work , which could not be anticipated at the start of the process.

Q.

Northern Rock is going to be our mortgage lender, what will we need to be aware of?

A.

When arranging a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Some lenders have limited the firms who can act for them, potentially creating higher conveyancing costs for property buyers. Homeward Legal will act on behalf of all major mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

What length of time should I expect it to take the property solicitor to conclude all of the conveyancing formalities on a terraced building?

A.

The process can take anywhere between one month and three months, which can depend on various factors e.g. the speed of the vendor's conveyancer, or whether your solicitor has to act for your lender. Our conveyancing solicitors are exceptionally proactive with the intention of completing the legal process as promptly we can.

Q.

Do I need a chancel liability search? We are purchasing a Birkenhead property by a church constructed in the 15th Century.

A.

Property owners proximate to an old church building may be required to cover the cost of repairs. This is referred to as chancel repair liability. A chancel search confirms that such a liability exists. A conveyancing solicitor will be able to advise further. Church lands in the local area where a chancel search may be necessary include Christ Church, Christ the King, Priory Chapel Priory Street and St James.

Q.

May my conveyancing quote in Birkenhead incorporate any extra costs?

A.

No. Homeward Legal do not charge any hidden charges for standard conveyancing legal work. Some firms only provide estimates disguised as quotes. You may face a much greater total fee when you have completed.

Q.

The web is awash a growing number guidebooks all about doing the legal work yourself for example A Practical Approach to Conveyancing by Robert Abbey and Mark Richards . Do we necessarily need to instruct a property solicitor in Birkenhead for my home move?

A.

There are no reasons why a home seller cannot look after the conveyancing without the help of a trained solicitor in Birkenhead. In reality however, a solicitor in Birkenhead carries out a huge array of exercises e.g. chasing replies to requisitions and identifying the most appropriate searches many of which are more safely handled with appropriate a skilled professional.

Q.

When should you instruct a solicitor?

A.

In the vast majority of cases, instructing as soon as possible is wise. Early instruction of a firm for a sale may mean that paperwork can be prepared, even before a buyer is found, whereas if you are buying your offer may be taken more seriously if you already have a solicitor instructed.

Q.

Which environmental factors can affect land in Birkenhead, and are they checked for comprehensively?

A.

Property in Birkenhead may have been contaminated by a wide range of natural causes. Contaminants such as sand or gravel pits and potentially contaminative use of nearby land should be considered as part of the appropriate search.

 
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