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Conveyancing in Birkenhead Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/07/17

Moving to in the Birkenhead area? Handy local services facts and figures ;

The closest station to Birkenhead is Birkenhead Central, approximately 1 mile away. The closest airport to Birkenhead is Liverpool John Lennon Airport (8 miles). Howarden Airport is 16 miles away.

Birkenhead is about 2m of Junction 1 of the M53.

Q.

Local points of interest in Birkenhead

A.

Liverpool Tate Liverpool Art Gallery and Liverpool The Bluecoat Gallery Art Gallery are close to Birkenhead.

The closest hospital is St Catherines Birkenhead.

Q.

How do we find low cost conveyancing in Birkenhead?

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many property lawyers claim to offer 'the cheapest conveyancing quotes', but extra charges are often hiding in the terms and conditions that homeowners often do not check. Any disbursements to be paid ought to be defined on the conveyancing quote Any charges found in the solicitor's terms ought to be reasonable and clear and only come into force where your solicitor must complete unanticipated additional work , which could not be anticipated at the start of the process.

Q.

What length of time should I expect it to take the property solicitor to conclude all of the conveyancing formalities on a terraced building?

A.

The process can take anywhere between one month and three months, which can depend on various factors e.g. the speed of the vendor's conveyancer, or whether your solicitor has to act for your lender. Our conveyancing solicitors are exceptionally proactive with the intention of completing the legal process as promptly we can.

Q.

The agent has named a property solicitor which they often use. Must I instruct them?

It is not uncommon for agents to recommend one or more conveyancing firms. However, if they are paid a referral fee, it may be the case that the agent recommends the firm which pays to the largest referral fee, not the best solicitor for your needs.

Q.

Northern Rock is going to be our mortgage lender, what will we need to be aware of?

A.

When arranging a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Some lenders have limited the firms who can act for them, potentially creating higher conveyancing costs for property buyers. Homeward Legal will act on behalf of all major mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

May my conveyancing quote in Birkenhead incorporate any extra costs?

A.

No. Homeward Legal do not charge any hidden charges for standard conveyancing legal work. Some firms only provide estimates disguised as quotes. You may face a much greater total fee when you have completed.

Q.

Does our Birkenhead conveyancing solicitor report back to me about the amount to be paid of council tax for a Band A house before exchange of contracts?

A.

Your conveyancer will write to the governing Liverpool local council to ascertain the applicable council tax charges which will be set out in the conveyancing report on title.

Council tax rates for properties in Birkenhead are tabled on the Liverpool council website. At the time of writing on 27 January 2013 band rates are:

  • Band A - £1,017.00
  • Band B - £1,187.00
  • Band C - £1,357.00
  • Band D - £1,526.00
  • Band E - £1,865.00
  • Band F - £2,204.00
  • Band G - £2,544.00
  • Band H - £3,052.00

Q.

Do we need a property survey for this property purchase?

A.

It is strongly advised that all purchasers order a RICS survey when buying in Birkenhead. There can be many issues that can negatively affect a property, that a solicitor will be unable to address. These can include poor drainage and cracks around door frames.

Q.

Can you advise how we defer paying for stamp duty in Birkenhead?

A.

Homeward Legal do not recommend home buyers arrange any form of stamp duty scheme. Such schemes are highly expensive and can be very unlikely to succeed.

 
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