Can I change the purpose of use for a purchase as part of the conveyancing procedure?
Putting in a planning request to change the use of part or all of a property is a straightforward process and you can deal directly with the local authority, which authorises plans and requests. However, tying it in with a planned purchase of a property has its own problems, since you don’t yet formally own the property, and the length of time to get through the planning process (with no guarantee of success) will need to be factored into the purchase duration, which the seller may not agree to.
We would advise you to either buy the property and then put in the planning request after completion (or exchange at the very earliest), or buy a property that’s already fit for your purposes. Or you might be lucky to find a property that already has the relevant planning consents in place.
What sort of conveyancing searches as respects the risk of a flood to properties in Gloucestershire will my conveyancing solicitor in Bishops Cleeve actually do?
A critical part of the legal process involved in buying a home involves your solicitor conducting environmental searches that set out some details with regard to Bishops Cleeve flooding.
We are buying a house with Monmouthshire Building Society - is there anything we need to know?
Some lenders have reduced the number of firms able to act for them. Homeward Legal, however, can act for all major UK mortgage lenders.
As a result of the flooding in Sept 2012 in South West England we are concerned that property environmental searches might not be thorough enough?
A diligent conveyancing solicitor in Bishops Cleeve will suggest that you also get conveyancing searches if the standard searches determine a significant risk Bishops Cleeve flood risk.
Why not speak to a neighbour to gain extra peace of mind if still concerned.
Which Bishops Cleeve lenders do you work with?
Our solicitors have experience working with all the major lenders serving Bishops Cleeve purchasers. Local mortgage lenders and brokers include Mortage Broker (Cheltenham) Ltd, 94 Tobyfield Rd, Bishops Cleeve, Cheltenham, GL52 8PG, and Gift Wrapped Mortgages, 1 Kingswood Cl, Bishops Cleeve, Cheltenham, GL52 8SL.
Is the buyer or seller responsible for the searches?>
It is you, as the buyer, who is responsible for checking that all is well with the property you are buying. This is why your conveyancing solicitor will order a set of standard searches (Local Authority, Water and Drainage, Environmental, and Chancel Repair – these are also the searches requited by your mortgage lender), plus additional searches dependent on the property, recommendations from the surveyor in the survey report, and the location and history of the area.
Need a little help on understanding the detail of your conveyancing? Our solicitors make sure that everything about your transaction is clear so you always know what's going on. Call now on 0800 038 6699 and we'll get your conveyancing under way today.
Should I accept an offer on my home if I haven’t found one to buy?
From your prospective buyer’s standpoint, they are not going to want to wait around for you to find somewhere to move to necessarily, meaning that they might drop out of the process to look for a property that is more readily available. However, you might want to have the discussion with your estate agent as to the best way to manage this as part of the process of putting your house on the market.
It’s not always going to be easy for everyone in the chain to have everything lined up from mortgage offers, sale price agreements, solicitors, surveys and so on. Therefore, you can be honest and tell your prospective buyer that, while you’re accepting the price, you haven’t completed your part in the chain; if they are unhappy with this, your other option is to consider a short-term rental or moving in with friends temporarily to protect the sale.
With our experienced solicitors at low, fixed-fee quotes with 'No Completion, No Fee' protection, Homeward Legal is in the best position to look after your conveyancing. Call us now on 0800 038 6699 to get started.
Will we need a chancel search if I am intending to buy in the parish of Oldbury on the Hill?
Your Bishops Cleeve conveyancing solicitor might recommend that a chancel search be ordered. In Bishops Cleeve's much older areas, chancel repair dues can be collected on current owners of a residence where parish councils have previously chosen not to do so. It is not safe to rely on the historical behaviour of the parish council alone as a guide.