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Transfer of Equity in Bishops Stortford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Bishops Stortford.

Remortgage Solicitors Bishops Stortford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bishops Stortford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Bishops Stortford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

Bishops Stortford attractions

Stansted Mt Essex Windmill and Stansted Mountfitchet St Mary the Virgin Churches Conservation Trust are situated in Bishops Stortford.

Motorists are well served with Bishops Stortford situated with good major road access very close at 1 1/2m of Junction 8 Southbound of the M11.

Stansted Airport is 4 miles from Bishops Stortford. Luton Airport is 23 miles, Cambridge City Airport is 24 miles and away and the nearest train station to Bishops Stortford is Bishops Stortford, almost 1 mile away.

The most convenient hospital for Bishops Stortford is Herts & Essex Bishops Stortford.

Q.

How do we get the best rates for conveyancing for a £251,000 house?

A.

Many firms offer cheap conveyancing, but additional charges are often hiding in the terms and conditions. This small print is often not read by homeowners in a hurry. Applicable disbursements must also be stated on a conveyancing quote Costs ought to be reasonable. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Will we need a chancel search if I am intending to purchase in the parish of Pirton?

A.

The property solicitor should confirm that a chancel search be ordered. In Bishops Stortford's much older areas, chancel repair can be imposed on new owners of a home where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners.

Q.

What is the council tax on a Forties converted Band C property in Bishops Stortford?

A.

The relevant council tax band should usually be given in the conveyancer's title report along with the local authority. Council tax rates for Bishops Stortford are published at the East Hertfordshire council website. At the time of authoring, 26 February 2013, the different rates are:

  • Band A - £991.00
    >
  • Band B - £1,156.00
  • Band C - £1,321.00
  • Band D - £1,486.00
  • Band E - £1,816.00
  • Band F - £2,147.00
  • Band G - £2,477.00
  • Band H - £2,972.00

Q.

Handling the legal work without a lawyer in Bishops Stortford appears to be becoming possible when buying a house. Would it be wise ?

A.

Hypothetically there is absolutely no argument why a home buyer shouldn't engage in the majority of the legal process unaided. However, a solicitor typically handles a long list of skilled tasks such as chasing replies to enquiries and ensuring listed building alterations are compliant most of which require a qualified professional.

Q.

For fast conveyancing to buy a £574,000 home, what can we do to speed up the conveyancing process?

A.

The key to fast conveyancing is to use a proactive, diligent solicitor. That said, there are various jobs you, as the purchaser, can also do to speed up your conveyancing, such as, calling or emailing your solicitor, and chase them if you suspect any delays, arranging any finances require to complete the purchase and answering any queries raised by your solicitor as soon as possible.

Q.

My wife and I are buying in Bishops Stortford. Can we check that the building is in a conservation area?

A.

These areas qualify local areas of architectural or historic interest. Your solicitor will be able to offer more information and address the consequences of purchasing property in a conservation area, regarding specific conservation areas in Bishops Stortford.

Q.

Paragon Mortgages will be our mortgage lender - what will I need to know?

A.

Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Some lenders have reduced the number of firms on their approved panel, resulting in increased legal costs for buyers if the lender insists upon their own lawyer . Homeward Legal, though, will act for many mortgage lenders so that you will not be required to pay the lender's legal fees.

Q.

We have found a buyer and have a quote from you. May we have to pay any extra fees?

A.

Homeward Legal never hide any hidden extra fees. It may be the case that a separate matter is also required, but you will be made aware of any fees relating to this.

 
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