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Conveyancing in Blackheath Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Blackheath points of interest

Trinity Buoy Wharf Lighthouse, Blackheath Old Dover Rd Library Art Gallery and Eltham Palace English Heritage are situated in Blackheath.

Commuters are well served with Blackheath enjoying very good road access inside 2 miles of the A102M.

Blackheath's closest station is Blackheath and the closest airport to Blackheath is London City Airport (3 miles). Heathrow Terminals 1 2 3 Airport is 20 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 23 miles, Gatwick North Terminal Airport is 23 miles, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 19 miles, Rochester Airport is 24 miles and London Biggin Hill Airport is 10 miles away.

The closest hospital for Blackheath is Blackheath.

Q.

Do all cheap conveyancing quotes have extra fees? We need a discount conveyancing quote.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors advertise cheap conveyancing, however extra costs are frequently hidden in the solicitor's terms. Additional fees found in the small print should be fair. They only be applied if the lawyer must perform additional tasks in your interest, which could not be anticipated at the start of the process. The conveyancing quote should also clearly state costs to be paid to third parties, e.g. the Land Registry, (disbursements).

Q.

Do you advise that we get a chancel search? I am buying a property on the same street as a 12th Century church in Blackheath.

A.

Property owners near to nearby church property are expected to contribute towards the cost of repairs, as a result of chancel repair liability. Some names or words such as 'vicarage' give an indication of a property's history, and thus whether chancel liability may apply. Church lands in the local area where a chancel search may be necessary include All Saints, St John the Evangelist, St Martin and St Michael & All Angels Park.

Q.

Which Blackheath lenders do you work with?

A.

Homeward Legal are able to work with the majority of lenders assisting purchasers in Blackheath. Lenders and mortgage specialists in Blackheath include Hornblower Business Brokers, 26 Burney St, London, SE10 8EX, Your Mortgage1st, 87/87/Bromley Road, London, SE6 2UF, and London & City Financial Services, Flat 25 Victoria Hall/7 Wesley Av, London, E16 1SR.

Q.

Our purchase is completing in January. How is Stamp Duty Land Tax determined?

A.

The Stamp Duty Land Tax that is payable is based on the valuation. Stamp duty will be £0 on a £81k home.

Q.

We have to get fast property lawyers in Blackheath - is that you?

A.

Homeward Legal takes a proactive approach to concluding the conveyancing to suit a clients time frame.

We have implemented modern case and work flow systems . We give you carefully selected lawyer who will always communicate with all parties in the buyer and seller chain such as local councils, to get a fast sale

Q.

To complete on our purchase ASAP, can we aim for a fast conveyancing transaction?

A.

As is widely reported, a fast completion is key is to employing a proactive solicitor. Beyond that, there are a number of things you as the purchaser could do, such as, contacting your solicitor regularly, organising your finances, including arranging a mortgage and quickly answering your solicitor's questions.

Q.

Are we advised to get a chancel search if I am intending to purchase in the parish of Chelsea?

A.

Whichever Blackheath parish you are buying in, a conveyancer may suggest a chancel search. In older areas of Blackheath, chancel repair may be apportioned on the current owners of a house where Parochial Church Councils (PCCs) have previously chosen not to do so. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Is a Homebuyer Report a good idea when purchasing a home?

A.

The Royal Institution of Chartered Surveyors recommend that property purchasers instruct a surveyor to undertake a survey. There are a wide range of issues which will impact a property, such as ground movement. Such issues will not be considered during the conveyancing work itself.