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Transfer of Equity in Blackheath

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Blackheath

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Blackheath clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Blackheath Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Blackheath points of interest

Trinity Buoy Wharf Lighthouse, Blackheath Old Dover Rd Library Art Gallery and Eltham Palace English Heritage are situated in Blackheath.

Commuters are well served with Blackheath enjoying very good road access inside 2 miles of the A102M.

Blackheath's closest station is Blackheath and the closest airport to Blackheath is London City Airport (3 miles). Heathrow Terminals 1 2 3 Airport is 20 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 23 miles, Gatwick North Terminal Airport is 23 miles, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 19 miles, Rochester Airport is 24 miles and London Biggin Hill Airport is 10 miles away.

The closest hospital for Blackheath is Blackheath.

Q.

Do all cheap conveyancing quotes have extra fees? We need a discount conveyancing quote.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors advertise cheap conveyancing, however extra costs are frequently hidden in the solicitor's terms. Additional fees found in the small print should be fair. They only be applied if the lawyer must perform additional tasks in your interest, which could not be anticipated at the start of the process. The conveyancing quote should also clearly state costs to be paid to third parties, e.g. the Land Registry, (disbursements).

Q.

Britannia is our lender - what will we need to check?

A.

Some lenders have decreased the number of firms on their approved panel, which may result in greater conveyancing costs for buyers. Homeward Legal are able to act for most lenders.

Q.

The internet has plenty of on and offline manuals all about by passing the solicitor. That being the case, do I need to use a Blackheath property lawyer ?

It can certainly possible to handle the conveyancing on your own. The truth is however that a conveyancing solicitor typically handles a long list of roles from ranging from applying for office copies of lease and other land reg docs and applying for searches many of which need experience. In addition solicitors practices are required by the SRA to carry indemnity insurance that ultimately protects you in the event of failures made by the lawyer.

Q.

Having read about the fact that last year was second wettest year since records began, we are thinking that flood risk searches won't be detailed enough?

A.

A thorough property solicitor in Blackheath will include conveyancing searches (environmental) if the enviro search identifies a significant risk the local Blackheath flood risk

For extra peace of mind why not contact a local resident.

Q.

Does 'fixtures and fittings' include things like carpets?

A.

There is no clear definition of fixtures and fittings, which can result in conflict once the new owner takes possession. For many purchases, this is neglected, making the approval of the list of fixtures and fittings essential.

Q.

Which local authority is responsible for Blackheath?

A.

Blackheath is located in Royal Borough of Greenwich, The Woolwich Centre, 35 Wellington Street, London, SE18 6HQ, Tel: 020 8854 8894

Q.

We are buying on a brownfield land. Possibly molybdenum top-soil contamination may be an issue.

A.

Given the history of industry and agriculture in parts of Blackheath, top-soil contamination is impossible to completely avoid. Data on many contaminants, such as groundwater contaminants like sewage and asbestos, will be included in an environmental search.

Q.

Do you advise that we get a chancel search? I am buying a property on the same street as a 12th Century church in Blackheath.

A.

Property owners near to nearby church property are expected to contribute towards the cost of repairs, as a result of chancel repair liability. Some names or words such as 'vicarage' give an indication of a property's history, and thus whether chancel liability may apply. Church lands in the local area where a chancel search may be necessary include All Saints, St John the Evangelist, St Martin and St Michael & All Angels Park.

 
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