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Conveyancing in Blackheath Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/07/17

Blackheath points of interest

Trinity Buoy Wharf Lighthouse, Blackheath Old Dover Rd Library Art Gallery and Eltham Palace English Heritage are situated in Blackheath.

Commuters are well served with Blackheath enjoying very good road access inside 2 miles of the A102M.

Blackheath's closest station is Blackheath and the closest airport to Blackheath is London City Airport (3 miles). Heathrow Terminals 1 2 3 Airport is 20 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 23 miles, Gatwick North Terminal Airport is 23 miles, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 19 miles, Rochester Airport is 24 miles and London Biggin Hill Airport is 10 miles away.

The closest hospital for Blackheath is Blackheath.

Q.

Do all cheap conveyancing quotes have extra fees? We need a discount conveyancing quote.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors advertise cheap conveyancing, however extra costs are frequently hidden in the solicitor's terms. Additional fees found in the small print should be fair. They only be applied if the lawyer must perform additional tasks in your interest, which could not be anticipated at the start of the process. The conveyancing quote should also clearly state costs to be paid to third parties, e.g. the Land Registry, (disbursements).

Q.

Can I get out of paying SDLT?

A.

Stamp duty avoidance is not recommended, because these schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

The internet has plenty of on and offline manuals all about by passing the solicitor. That being the case, do I need to use a Blackheath property lawyer ?

A.

It can certainly possible to handle the conveyancing on your own. The truth is however that a conveyancing solicitor typically handles a long list of roles from ranging from applying for office copies of lease and other land reg docs and applying for searches many of which need experience.

In addition solicitors practices are required by the SRA to carry indemnity insurance that ultimately protects you in the event of failures made by the lawyer.

Q.

Our purchase is completing in January. How is Stamp Duty Land Tax determined?

A.

The Stamp Duty Land Tax that is payable is based on the valuation. Stamp duty will be £0 on a £81k home.

Q.

When is it appropriate to find a conveyancer?

A.

Generally, the earlier in the process you can instruct a conveyancing solicitor, the better, as conveyancing involves a number of tasks which may be carried out immediately. Early instruction of a conveyancing firm for a purchase allows you can shave days off the process by having the details of your instructed solicitor ready when you make an offer, or, if you are selling a property, prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers.

Q.

What type of conveyancing searches regarding the risk and history of a flood in the Lewisham region will my conveyancer in Blackheath be able to conduct?

A.

A vital part of the legal procedure involves a conveyancing solicitor applying for environmental searches that go in detail with regard to Blackheath flooding. Also as an additional measure a Blackheath conveyancing solicitor may possibly advocate a substantially more detailed local Blackheath area flood risk search. The most recent (05/01/13) indications at the Environment Agency website do not list any active flood warnings in Blackheath.

Q.

What is the council tax on a mid-terrace house in Blackheath?

A.

Usually a title report should give detail the appropriate Greenwich council tax band.

Up-to-date rates for Blackheath are detailed at the Greenwich local authority website. At the time of authoring (12/03/2013) rates are as follows:

  • Band A - £859.00
  • Band B - £1,002.00
  • Band C - £1,145.00
  • Band D - £1,288.00
  • Band E - £1,574.00
  • Band F - £1,860.00
  • Band G - £2,146.00
  • Band H - £2,576.00

Q.

To complete on our purchase ASAP, can we aim for a fast conveyancing transaction?

A.

As is widely reported, a fast completion is key is to employing a proactive solicitor. Beyond that, there are a number of things you as the purchaser could do, such as, contacting your solicitor regularly, organising your finances, including arranging a mortgage and quickly answering your solicitor's questions.

 
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