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Transfer of Equity in Blackpool

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Blackpool

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Blackpool clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Blackpool Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/01/17

Buying a home in Blackpool? Relevant regional public service facts -

In reference to the most recent (2011) national census, the population of Blackpool 276,623 spread over an area of 39,451 acres which equals a density of residential population of 7.0 people per acre.

Blackpool is about 3m of Junction 4 Eastbound of the M55.

Blackpool's closest airport is Blackpool International Airport (3 miles). Walney Aerodrome Airport is 24 miles away. Blackpool's nearest train station is Blackpool North.

Q.

Blackpool area info

A.

Staining Windmill and Blackpool Sea Life Aquarium are around Blackpool.

The closest hospital for Blackpool is Blackpool, Devonshire Rd.

Q.

How do we get a cheap solicitor for buying a leasehold house?

A.

Various property lawyers offer supposedly cheap conveyancing quotes. Often extra fees are often hiding in the terms of engagement. Excited buyers, eager to get underway, often ignore this small print when they instruct. Additional costs included in your solicitor's terms should be clearly defined. They come into force only if your lawyer must perform additional tasks in your interest, which could not be anticipated at the start of the process. Any disbursements should be included on your quote. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Of major Blackpool mortgage lenders, who is on your panel?

A.

Of lenders with branches around Blackpool, Homeward Legal work in conjunction with most. Local mortgage lenders and brokers include Britannia, 3-5 Clifton St, Blackpool, FY1 1JD, Mortgage Shop (Blackpool), 67-69 Topping St, Blackpool, FY1 3AF, and Skipton Building Society, 26 Birley St, Blackpool, FY1 1DU.

Q.

I am buying a property in Ringley. Will a chancel search be necessary?

A.

The conveyancer may suggest a chancel search. Through some parish councils have decided to exact chancel repairs on owners, it is not possible to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free

for new owners. For property in the parish of Ringley, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Are costs for obtaining copies of planning permission fees or disbursements?

A.

A quote will itemise fees and disbursements, clearly stating which is which. These costs are fees not disbursements. It should be included in your quote.

Q.

What average time should I expect it to take the property lawyer to handle the conveyancing formalities on a terraced house we hope to buy in Blackpool?

A.

Completion can take anywhere from one month to three months, contingent on a number of factors such as the speed of the vendor's conveyancing solicitor, or the speed of the local authority. Our property lawyers are highly results-orientated, with the aim of completing the process as soon as possible.

Q.

If land is found to be contaminated, can we have the soil cost-effectively remedied?

A.

If land has been contaminated by industry, remediation is possible is some cases. For more information, contact Hargreaves D F & M, The Ranch/Dickies La, Blackpool, FY4 5LG.

Q.

Do you advise that I get a chancel search? We are buying a Blackpool property on the same street as a rectory manor.

A.

Owners of property neighbouring a church in the area must fund repairs, where chancel repair liability exists. As a consequence of a recent Act, interest over any affected land in Blackpool must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Church lands in this area where a chancel search may be appropriate include St Mark, Layton, St Paul, North Shore, St Stephen On-The-Cliffs and St Mary, Squires Gate.

Q.

As a consequence of the widespread flooding in Sept 2012 in North West England I am wondering if flood risk searches aren't thorough enough?

A.

Environmental searches conducted by the Blackpool conveyancer should also include the more specialist search (Landmark) if the risk warrants it.

If you remain still apprehensive try to approach a neighbour or local Lancashire flood repair expert, e.g. Concept Solutions, 143 Cornwall Av, Blackpool, FY2 9QS Tel: 0800-037 0026.

 
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