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Conveyancing in Bootle Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/02/18

Are you moving to a home in the Bootle area? Helpful regional public service facts and figures ;

The nearest train station to Bootle is Bootle Oriel Road, about a mile away and the nearest airport to Bootle is Liverpool John Lennon Airport. Blackpool International Airport is 24 miles and Howarden Airport is 19 miles away.

Q.

Local points of interest in Bootle

A.

Waterloo Christ Church Old Church Churches Conservation Trust and Liverpool Walker Art Gallery are near to Bootle.

The most convenient hospital for Bootle is Walton Liverpool.

Q.

Are additional fees applied? We are trying to find low cost conveyancing.

A.

This matter catches out many sellers and buyers, and can leave them paying far more in fees than they budgeted, and many solicitors promote so-called cheap conveyancing. However additional costs will be included in the terms and conditions. Any extra charges listed in terms of engagement needs to be fair and clearly defined. They be applicable if the solicitor must complete additional work in your interest, which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

If my family are purchasing in Bootle, is it important that we get a chancel search?

A.

Property owners neighbouring local churches are expected to contribute towards the cost of repairs, as a result of chancel repair liability. Insurance may be available to protect a buyer should a Bootle Parochial Church Council enforce liability. Church properties in Bootle where a chancel search may be appropriate include Christ Church, St Leonard, St Mary w St Paul and St Matthew.

Q.

The property seller has unfortunately added unsightly dormer windows to the maisonette in Bootle which I think may violate nearby conservation area guidelines

Your instructed lawyer should verify if the property is within a conservation area, and if so whether any modifications have the essential permission from the Sefton authority. In the absence of any the necessary permissions, your Bootle conveyancing solicitor will recommend all options, which include getting from Sefton local authority or seeking cover from an indemnity policy.

Q.

What type of local environmental checks concerning the risk and history of local flooding to properties in Merseyside will a conveyancing solicitor in Bootle be able to conduct?

A.

An integral step in the conveyancing process involves a conveyancer applying for property environmental searches that provide detail regarding Bootle flood risk.

Q.

Do we need a home buyers survey for our Bootle house purchase?

A.

It is recommended that most purchasers book a surveyor to undertake a survey when you plan to buy in Bootle. Buyers should be aware that there are many concerns that have a negative impact on a property, which will not be covered by the legal work, such as cavity wall tie failure and blocked drains.

Q.

Can you advise how we hold off paying for stamp duty on our Bootle property?

A.

Stamp Duty Land Tax (SDLT) must be paid on residential property sold for over 125,000 pounds. Homeward Legal strongly advise against any stamp duty reduction. Such schemes are highly expensive and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount will then be due.

Q.

Which Bootle mortgage lenders do you work with?

A.

Our solicitors have experience working closely with many lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Bootle, including Mortgage Centre, 111 County Rd, Walton, Liverpool, L4 3QF, First Advice Mortgage Services, 1-11 Mersey View, Liverpool, L22 6QA, and First Advice Mortage Services, 1-11 Mersey View, Liverpool, L22 6QA.

Q.

Why does conveyancing for a purchase take months to complete? Should we be worried?

A.

The legal work required to buy or sell a home will sometimes take more time than budgeted even in ideal circumstances. Some delays are out of the solicitors' hands, we, however, seek to reduce the effect of these delays whenever it is feasible by driving the transaction forward.