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Conveyancing in Bradford On Avon Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/10/17

Buying a residential property in the Bradford On Avon area? Relevant local public transport and public service details -

Bradford-on-Avon train station is around a mile from Bradford On Avon. Bradford On Avon's nearest airport is Bristol Airport.

The neighbouring hospital for Bradford On Avon is Bradford On Avon Community.

Q.

We need to find affordable conveyancing. What should we check?

A.

Many homeowners seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors offer theoretically cheap conveyancing, but additional fees are often hiding in the terms. Costs found in terms of engagement should be reasonable.

Q.

Do I need to get a property surveyor to review the property we plan to buy?

A.

The Royal Institution of Chartered Surveyors strongly advise that buyers order an inspection. A wide range of problems can affect a property, for example roof damage and cracks around door frames. These will not be reported on by a solicitor.

Q.

Does my assigned Bradford On Avon conveyancer inform me about the cost of council tax on a Band B house before exchange?

A.

The conveyancer will consult with the Wiltshire local authority to reveal the current council tax band and rates, which should be written in the conveyancing report on title. Up-to-date charges for properties in Bradford On Avon are listed on the Wiltshire local authority site. At the time of writing, 27 September 2012, rates are:

  • Band A - £1,010.00
    >
  • Band B - £1,179.00
  • Band C - £1,347.00
  • Band D - £1,515.00
  • Band E - £1,852.00
  • Band F - £2,189.00
  • Band G - £2,525.00
  • Band H - £3,031.00

Q.

Do you work with lenders with offices in Bradford On Avon?

A.

We work alongside most lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Bradford On Avon, including Millward Roland, 30 Cavell Ct, Trowbridge, BA14 0HH, FX Mortgages Ltd, 5 Ushers Ct, Trowbridge, BA14 8GH, and London & Country, Beazer House/Lower Bristol Rd, Bath, BA2 3BA.

Q.

Which local authority is responsible for Bradford On Avon?

A.

Bradford On Avon is located in Wiltshire Council, County Hall, Bythesea Road, Trowbridge, Wiltshire, BA14 8JN, contact: 0300 456 0100

Q.

What type of local conveyancing searches into the risk of flooding in the Wiltshire region will a conveyancing solicitor in Bradford On Avon actually conduct?

A.

A conveyancer will carry out standard formal conveyancing searches that will include Bradford On Avon flood risk area data. An inexpensive thorough flood risk search (most likely a Landmark Database search) will typically be proposed by a property lawyer in Bradford On Avon, if in the event that the environmental search reveal flood risk to the property.

Q.

Bradford On Avon conveyancers apply for formal searches when they are instructed to act for a home purchase client but what actual ones?

A.

When taking out a mortgage the lender mandates at least a specified set of searches, including the following Local Authority (personal or official), Drainage and Water Search and Environment Search and occasionally less common searches, which may include a Land charge Searches.

Q.

Is mercury frequently found in Bradford On Avon soil?

A.

Some metal contamination may have occurred throughout Bradford On Avon, but an plot will be marked as 'contaminated land' if the risk to human life is unacceptable. Land may also be contaminated by other sources, including organohalides.