What do I provide to the solicitor on my house sale?
The list of documents required is quite simple, but will be required at different stages of the process (but ideally any forms should be completed and returned on the day of receipt and preferably delivered by hand or email).
- Proof of id
- Title deeds (if you have them; they might be lodged with the solicitor who handled the purchase of the property you are selling, or the mortgage company)
- Fixtures and Fittings Form (TA10)
- Property Information Form (TA6) – information on boundaries, disputes and complaints with neighbours, notices and proposals, alterations and planning consents, building regulations, electricity and gas certificates, guarantees and warranties, insurance, environmental matters affecting the property, rights and informal arrangements, parking, other charges, services, connection to utilities and services, and transaction information
- Copies of documents referenced in the PIF
- Leasehold or shared freehold documents
- Management Information Pack
- Energy Performance Certificate
Providing all this documentation as quickly as possible, as well as responding to arising questions throughout the conveyancing within a couple of hours will help to speed the conclusion of your transaction up considerably.
We are buying in Bramford. Are there many areas of conservation in the area?
Locales deemed to be of 'special architectural and historic interest', such as mining villages, will be recorded as conservation areas. A property solicitor will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area and be able to offer more information for conservation areas in Bramford.
Do we need to get a chancel search? We are purchasing in Bramford.
Some owners in Bramford can be required to contribute towards the cost of repairs to an old church building. Indemnity policies can be arranged if chancel liability is likely to be enforced. Your solicitor can provide more details. Ecclesiastical properties in the local area include St Mary the Virgin.
Will the property report prepared by the Bramford conveyancing solicitor provide details about the rates of the council tax for a Band C apartment before completing on the purchase?
Your property solicitor will consult with the Ipswich local council to ascertain the correct council tax band and rates, which should subsequently be included in the title report.
Council tax rates for properties in Bramford are detailed at the Ipswich local authority site. As of 02 January 2013 the different rates are:
- Band A - £1,069.00
- Band B - £1,247.00
- Band C - £1,425.00
- Band D - £1,603.00
- Band E - £1,959.00
- Band F - £2,315.00
- Band G - £2,672.00
- Band H - £3,206.00
How can I protect against being gazumped?
Gazumping happens when a seller accepts an offer, only to later reject it in favour of another buyer's offer. It may happen weeks into a sale. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a danger of gazumping. To reduce the likelihood of being gazumped, consider instructing your property solicitor early, and even before acceptance of an offer.