Conveyancing In Bramford Q & A's
I need a very fast sale, does Homeward Legal any particularly fast solicitors in Bramford ?
Homeward Legal has a proactive approach to completing the conveyancing process to meet the sellers requirements.
We always work with carefully selected solicitors who will proactively communicate to the whole home buyer and seller chain .
Additionally Homeward Legals CQS solicitors are chosen because they have invested in the latest conveyancing case management systems to finish the sale of your property in minimum time.
Do we need to get a chancel search? We are purchasing in Bramford.
Some owners in Bramford can be required to contribute towards the cost of repairs to an old church building. Indemnity policies can be arranged if chancel liability is likely to be enforced. Your solicitor can provide more details. Ecclesiastical properties in the local area include St Mary the Virgin.
Does the conveyancer in Bramford advise on the risk and history of possible flooding in the Bramford area?
A necessary part of the conveyancing protocol involves your lawyer applying for environmental searches that give details with respect to Bramford area flood risk.
How does a Help to Buy scheme work for me?
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
Is there a benefit to going to auction over a standard estate agent sale?
The majority of homes sold via an estate agent will be in a reasonable condition and usually modernised, whereas auction properties will often require a lot of modernisation or structural work before it can be lived in. That’s not to say you can’t use either for your sale, of course, irrespective of the state of the property.
Whichever option you choose, you should line up a focused, proactive solicitor on a fixed-fee agreement protected by a ‘No Completion, No Fee’ guarantee. You should appoint them as early as possible, too, so that the conveyancing work can start immediately – this is particularly important for auctions, as there is usually a four-week completion stipulation on its sale.
At Homeward Legal, we offer you’re the best quality service on all types of sale and purchase, including auctions, for competitively low fees protected by our 'No Completion, No Fee' guarantee. Try our online quote calculator or call our team on 0800 038 6699.
Will we need a building survey for this property purchase?
We strongly advise that property purchasers order a survey when buying in Bramford. It is a fact that there are a wide range of defects which can affect a property, that will not be addressed during the conveyancing process, which include wet rot and roof spread.