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Conveyancing in Bridgnorth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Bridgnorth area info

Bridgnorth St Leonard Churches Conservation Trust and Upton Cressett St Michael Churches Conservation Trust are close to Bridgnorth.

Cosford train station is almost 9 miles from Bridgnorth. The closest airport to Bridgnorth is Wolverhampton Business Airport Airport (7 miles).

The closest hospital for Bridgnorth is Bridgnorth.

Q.

How do we get affordable conveyancing in Bridgnorth?

A.

Both high-street and online property lawyers purport to offer so-called cheap conveyancing quotes. Unfortunately extra charges are often hiding in the terms and conditions which homeowners may have not read carefully Any additional charges listed in terms and conditions needs to be clearly defined. They only apply in cases where the solicitor must perform additional tasks , which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Bridgnorth property solicitors apply for necessary conveyancing searches when they are acting for a home buyer - what particular searches?

A.

If purchasing and obtaining a mortgage a mortgage lender will expect at least a specified set of searches, including the following Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environment Search, as well as any specific local searches, which may include a Planning Search.

Q.

We are buying a property with Halifax - what will we need to consider?

A.

Some lenders have reduced the number of firms on their approved panel, potentially creating increased legal costs for buyers. Homeward Legal, however, will act for all major mortgage lenders to ensure that you will not need to pay the lender's legal fees.

Q.

Where look for ascertain if the conservation area is in a poor state?

A.

Conservation areas in Bridgnorth are nominated by the local Shropshire planning authority, who administer conservation area concerns from including things like traffic signs, extensions and upkeep of paths. English Heritage now maintain a list of the state of repair of conservation areas.

Q.

Can you suggest how to bypass paying for SDLT rates?

A.

We strongly advise against any stamp duty scheme. Such schemes are costly and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

I am buying soon and have a quote from you. Are there any additional fees?

A.

Homeward Legal do not charge any hidden charges. Some conveyancers give 'quotes' which are in fact estimates. You may face a much greater total fee when you have completed.

Q.

Will the fixtures and fittings form include items like tables and chairs?

A.

Generally speaking, fixtures are 'fixed' to the property and cannot be easily removed, whereas fixtures are free-standing. This is an issue which is regularly overlooked, hence the importance of a complete fixtures and fittings form, agreed by both parties.

Q.

Do you work with many lenders with Bridgnorth offices?

A.

Our solicitors have experience working with the majority of lenders. A number of mortgage specialists operate in Bridgnorth, including All Property Finance, 6 Meadowsweet Way, Kingswinford, DY6 8XR, SD Mortgage Solutions, 66 Regent Rd, Wolverhampton, WV4 4EL, and Armchair, Gilnockie/Coven Rd, Brewood, Stafford, ST19 9DF.