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Transfer of Equity in Buckingham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Buckingham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Buckingham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
Process Explained


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Conveyancing in Buckingham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Some helpful Buckingham transport and services facts and figures ;

Buckingham's nearest airport is Turweston Aerodrome Airport. Kidlington Airport is 18 miles away. Buckingham's closest train station is Milton Keynes Central.

Buckingham hospital is relatively close to Buckingham.

Q.

Although there are lots of £99 fixed quotes online, how do we find a reputable one? We need a low cost conveyancing quote.

A.

The lack of clarity surrounding this topic catches out many buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted, and many firms advertise supposedly cheap conveyancing quotes. Unfortunately extra fees may be added into the solicitor's terms of engagement. Your conveyancing quote ought to list any disbursements. Any extra costs ought to be reasonable. They be applicable if the conveyancer must perform additional tasks in your interest, which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What are searches in relation to?

A.

These searches are a standard collection of queries ordered in the interest of the purchaser, including a lead mining search. Buyers must consider that, searches will only cover legal-related matters.

Q.

We are intending to buy a property in Stoke Goldington with Gayhurst. Will it be necessary to get a chancel search?

A.

A solicitor instructed to handle the transaction is likely to recommend that a chancel search be ordered. Through some Parochial Church Councils (PCCs) have opted to impose chancel repairs on owners of lay rectorships, there is no way to be certain that a parish in which lay rectors have not

been expected to pay chancel repair dues recently will not be so in future. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

What makes conveyancing for a Buckingham property purchase to have so many delays?

A.

The conveyancing process can suffer all manner of setbacks, Homeward Legal, however, strive to lessen the effect of these delays where feasible to do so by driving the transaction forward.

Q.

How long does it take my designated property solicitor to conduct all of the legal formalities on a maisonette in a period property we are buying?

A.

The legal process can take anywhere between one month and twelve weeks depending on any number of factors like the efficiency of the sellers solicitor, or the time taken to get a mortgage offer. Our chosen property lawyers are exceptionally focused on pushing transactions through work towards completing the process in as little time as possible.

Q.

Which lenders in Buckingham do you work with?

A.

The Homeward Legal group work with all the major lenders providing financing to buyers in Buckingham. Buckingham lenders and mortgage specialists include Harpenden Building Society, 23 Market Hill, Buckingham, MK18 1JX, Wills Emma, 1 West St, Buckingham, MK18 1HL, and Carey Lowe, Maids Moreton House/Vitalograph Business Pk, Maids Moreton, Buckingham, MK18 1SW.

Q.

Is a retention fee a disbursement or a fee?

A.

Fees and disbursements ought to be stated on a conveyancing quote. This cost is a fee not a disbursement. It should be included in a conveyancing quote.

Q.

Can I circumvent paying stamp duty?

A.

Stamp Duty Land Tax (SDLT) is generally due on purchases sold for over 125,000 pounds. Homeward Legal do not advise buyers get involved with any stamp duty reduction, as such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed imposing penalties and investigating all your tax matters. There have been certain government-sponsored schemes, such as relief for buyers in 'disadvantaged areas'.

 
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