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Conveyancing in Burslem Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/07/17

Some practical local services facts ;

The nearest station to Burslem is Longport. The closest airport to Burslem is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 23 miles away.

Haywood Stoke is the closest hospital.

Q.

Please confirm the cheapest fee for a £770,000 house? We need to find a low cost conveyancing quote in Burslem.

A.

Many solicitors promote theoretically 'the cheapest conveyancing quotes', but extra fees can inflate the solicitor's invoice. Applicable disbursements should also be clearly stated on a Burslem conveyancing quote Any fees listed in the terms should be fair and reasonable. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

I have a reasonable understanding of the conveyancing process when buying a maisonette - Might it be a silly move to take care of legal conveyancing process on our own?

A.

There are absolutely no arguments why you shouldn't embark on the legal and technical work without the help of a qualified Burslem lawyer. However, a conveyancing solicitor juggles a huge number of exercises ranging from chasing replies to requisitions or applying for searches some of which need a qualified solicitor.

Essentially do it yourself conveyancers are taking risks without the appropriate indemnity insurance which qualified firms and their solicitors always have.

Q.

Is there something I can do to get out of paying for stamp duty to HM Revenue?

A.

Homeward Legal firmly advise against any form of stamp duty mitigation, as such schemes are costly and very risky. There have been a number of legal initiatives, such as higher thresholds for first-time buyers.

Q.

I am intending to buy a property in the parish of Okeover. Will a chancel search be appropriate?

A.

A lawyer may suggest that a chancel search is taken out. In Burslem's much older areas, chancel repair may be imposed on the current owners of a property where Parochial Church Councils have not imposed the same liability on the last owners. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Do fixtures and fittings include things like fitted gas or electric fires?

A.

House purchasers are frequently confused by the lack of detail regarding which fixtures and fittings are included in a purchase. Assumptions relating to fixtures and fittings could vary wildly between the buyers and sellers; this can make the clarification of any difference of opinion so important.

Q.

Has nickel (Ni) ever contaminated land in Burslem?

A.

Burslem agriculture or industry can cause top-soil contamination. Other sources of contaminated land include industrial storage and groundwater contaminants like petrol.

Q.

For a lender, we have chosen Yorkshire Bank - is there anything we need to be aware of?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Buyers in Burslem need to be aware that, recently, a number of lenders have reduced the number of firms on their approved panel, potentially creating increased legal costs for home buyers. Homeward Legal are able to act for all major UK mortgage lenders.

Q.

What is the council tax on a Sixties semi-detached Band E home in Burslem?

A.

You should be provide your new homes council tax band in the conveyancer's title report. Correct rates for Burslem are tabled at the Stoke-on-Trent local authority website. Currently, 10 December 2012, rates are as follows:

  • Band A - £952.00
  • Band B - £1,111.00
  • Band C - £1,270.00
  • Band D - £1,429.00
  • Band E - £1,746.00
  • Band F - £2,064.00
  • Band G - £2,381.00
  • Band H - £2,857.00

 
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