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Conveyancing in Burton upon Trent Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/07/17

Handy nearby transport and services information

Burton upon Trent's closest airport is East Midlands Airport (13 miles). Tollerton Airport is 25 miles away and Burton-on-Trent train station is almost 1 mile from Burton upon Trent.

Queens, Burton Upon Trent is a relatively close hospital to Burton upon Trent.

Q.

What do you charge for the legal fees on a £541,000 house? I am looking for fixed rate Burton upon Trent conveyancing.

A.

Confusion over this issue catches out many buyers, and can leave them paying far more in fees than they budgeted. Many conveyancers claim to offer 'the cheapest conveyancing quotes'. However additional costs are often hiding in small print. This small print is often not read by buyers in a hurry.

Q.

Leeds Building Society is our lender, is there anything we need to be aware of?

A.

When taking out a mortgage, your lender will require legal work to be carried out on their behalf. Recently, a number of lenders have opted to reduce the size of their 'solicitor panel', resulting in increased legal costs for house purchasers if the lender insists upon their own chosen solicitor . Homeward Legal will act for the majority of mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

Will we need a property survey for this home purchase in Burton upon Trent?

A.

We strongly advise that home buyers order a house survey when you plan to buy in Burton upon Trent. It is a fact that there are a range of defects that can negatively affect a property. These include flat roof leaks, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Which of the lender panels in Burton upon Trent are your solicitors members of?

A.

Of lenders with branches in Burton upon Trent, Homeward Legal work with all the major companies. Burton upon Trent lenders and mortgage specialists include Mortgage Advice Bureau, Unit 4 Faraday Ct, Burton-On-Trent, DE14 2WX.

Q.

Will it be necessary to get a chancel search if I am intending to buy in the parish of Norton le Moors, near Burton upon Trent?

A.

The solicitor could advise that a chancel search be ordered, irrespective of the parish in which the house being purchased is located. Although some Parochial Church Councils (PCCs) have decided to impose chancel repairs on new owners of land subject to chancel liability, there is no guarantee that a parish where dues have not recently been paid will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

What do conveyancing searches mean?

A.

Conveyancing searches are a collection of enquiries ordered on behalf of the purchaser, for example a chancel liability search. Burton upon Trent purchasers should know that, conveyancing searches only deal with issues and defects relating to the property's legal title.

Q.

When in the conveyancing process do I need to instruct a conveyancing solicitor?

A.

In the vast majority of cases, instructing as soon as possible is wise, as there are a number of tasks that can be performed immediately. Some advocate postponing instruction until the offer is accepted, but opting to delay can jeopardise your sale or purchase.

Q.

Is it advisable that we get searches for chancel liability? I am purchasing in Burton upon Trent.

A.

The judgement in Aston Cantlow (PCC) v Wallbank reaffirmed that 'lay rectors' of property must pay for church repairs. Terms used in a property's name, like 'abbey', may indicate chancel liability. A conveyancing lawyer will be able to advise further.

 
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