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Transfer of Equity in Caddington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Caddington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Caddington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Caddington Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 01/12/16

Relevant Caddington transport and public service details:

Caddington's closest station is Luton. Caddington's closest airport is Luton Airport (4 miles). Northolt Jet Centre Airport is 22 miles, Elstree Airport is 16 miles and Booker Airport is 24 miles away.

Caddington is of the M1 junction entry 10 Northbound.

Luton & Dunstable is a nearby hospital for Caddington.

Q.

We need a cheap solicitor to own a leasehold house. What should be watch out for?

A.

This topic catches out many buyers, and can leave them paying far more in fees than they budgeted, and many law firms claim to offer cheap conveyancing, but additional charges are frequently hidden in the solicitor's terms of engagement. These terms are often ignored by excited buyers, eager to get underway. Any additional costs should be fair and clearly defined. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Of the main Caddington lenders, who have joined your panel?

A.

Our solicitors have experience working with the majority of lenders providing financing to Caddington homebuyers. Local mortgage lenders and brokers include Mansfield Begbie Associates Ltd, 36 Holmbrook Av, Luton, LU3 2AS, Carpathian Finance Ltd, 390 Leagrave Rd, Luton, LU3 1RG, and Casemore Financial Services, 6 Ashton Sq, Dunstable, LU6 3SN. The lawyer handling the work for your Caddington purchase or sale can deal with the particular enquiries and searches your lender requires.

Q.

Is it important that I get searches for chancel liability? I am buying a home in Caddington.

A.

The outcome of Aston Cantlow (PCC) v Wallbank reaffirmed that 'lay rectors' of property must cover the cost of church repairs. Following the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Caddington ecclesiastical properties where a chancel search may be necessary include All Saints.

Q.

Might our legal fees conceal any supplementary hidden charges?

A.

Regrettably, the practice of hiding extra costs in the 'small print' is quite common. Homeward Legal will not charge any hidden extra charges. Our conveyancing quotes offer an accurate price the legal expenses for your move.

Q.

Will we need a chancel search if we plan to purchase in the parish of Wilshamstead, near Caddington?

A.

A property solicitor may suggest that a chancel search is taken out. Through some Parochial Church Councils have taken the decision to impose chancel repairs on new owners, there is no way to be certain that a parish which has not been subject to chancel liability in the past will continue to be free from liability. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Please tell us why purchase conveyancing legal work requires weeks?

A.

The conveyancing process in Caddington could experience delays even where there is no chain. Sometimes, these reasons are beyond the solicitor's influence, Homeward Legal, however, understand how unnecessarily stressful these delays can be and work hard to diminish the effect of these delays whenever we can do so by chasing for prompt responses. There are numerous reasons for delay, such as issues elsewhere in a chain.

Q.

What do we need to know about 'fixtures and fittings'?

A.

There is not a strict definition of fixtures and fittings, which can often lead to conflict post-completion. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

How does my solicitor in Caddington report back on the risk and history of local flooding in the Caddington region?

A.

An experienced property lawyer will apply for official environmental searches that incorporate Caddington flood risk information. A more thorough dedicated flood risk search, for instance the Landmark search, will typically be recommended by a Caddington solicitor if the results of the environmental search indicate a risk of flooding.

 
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