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Transfer of Equity in Cardiff

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cardiff

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cardiff clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Cardiff Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/01/17

Do you need relevant Cardiff information, facts and figures?

In reference to the most recent national census The approximate population of Cardiff is 1,005,334 across an area the size of 370,399 acres, which gives a population density of around 2.7 people per acre of land.

Cardiff Airport is just 9 miles from the city centre and Bristol Airport is 22 miles away giving great connections to international destinations.

Cardiff Queen Street train station is approximately 1 mile from Cardiff city centre, making it easy to reach the city and commute in and out.

Q.

Cardiff area info

A.

Cardiff Castle Cadw and Cardiff Castle Historic Building are close to Cardiff.

The closest hospital to Cardiff is St Davids Carmarthen.

Q.

How do we get the cheapest conveyancing solicitors in Cardiff?

A.

Many buyers and sellers seeking discount conveyancing are caught out by the lure of very low conveyancing rates and many property lawyers advertise 'the cheapest conveyancing' however additional charges may inflate your final invoice. Charges found in terms and conditions should be reasonable. Any disbursements to be paid should be included on your conveyancing quote

Q.

For the purchase, my mortgage lender, we have chosen The Mortgage Business - what do we need to check?

A.

Some lenders have limited the firms who can act for them. This can mean higher legal costs for home buyers. Homeward Legal, however, are able to act for all major lenders, keeping buyers' legal costs to a minimum.

Q.

I am intending to be moving from our semi detached residence in Cardiff into a property in Caerphilly what is the right point to appoint a removals firm?

Homeward Legal will advocate that home sellers delay arranging removals until the point where contracts have exchanged because generally a moving date wont have been confirmed. Often home removals firms will charge a rearrangement fee . Local removals firms include 1st Always For House Clearances, 54 Crwys Rd, Cardiff, CF24 4NN Telephone: 029 2038 3268 or Jones Lee, 35 Monmouth St, Cardiff, CF11 6SF on 07929 459032.

Q.

What makes sale conveyancing legal work to require months?

A.

The legal work involved in buying or selling Cardiff property will sometimes be subject to numerous interruptions or delays. We understand that these can cause considerable stress and work hard to minimise the effect of these delays by, for example, ordering searches as early as possible.

Q.

I am purchasing a property in Fairwater. Can we get Stamp Duty relief in Cardiff?

A.

As of the 2013/14 tax year, Stamp Duty relief for disadvantaged areas is no longer available and any property worth over £125,000 in Cardiff will have a Stamp Duty payment due.

Q.

What’s the price of Stamp Duty in Cardiff?

A.

In Cardiff, the price of SDLT will be the same as the rest of England and Wales – a percentage of any property worth over £125,000. Unfortunately, there are no more tax relief schemes for disadvantaged families, so everybody has to pay. To calculate the costs, use this government official calculator or give us a call.

Q.

Should we make use of the law firm referred by my estate agent in Bridgend?

A.

Estate agent referrals are a not uncommon way to find a solicitor, however, these referrals must be compared with other local solicitors, or better-value firms found online, as some agents may 'recommend' the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.

Q.

What kind of environmental concerns can impact land in Cardiff? Are they an issue?

A.

Numerous types of contaminants could impact land, like a proximate telecommunications base station, for example. An environmental search can provide much more clarity.

 
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