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Transfer of Equity in Cardiff

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cardiff

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cardiff clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Cardiff Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Do you need relevant Cardiff information, facts and figures?

In reference to the most recent national census The approximate population of Cardiff is 1,005,334 across an area the size of 370,399 acres, which gives a population density of around 2.7 people per acre of land.

Cardiff Airport is just 9 miles from the city centre and Bristol Airport is 22 miles away giving great connections to international destinations.

Cardiff Queen Street train station is approximately 1 mile from Cardiff city centre, making it easy to reach the city and commute in and out.

Q.

Cardiff area info

A.

Cardiff Castle Cadw and Cardiff Castle Historic Building are close to Cardiff.

The closest hospital to Cardiff is St Davids Carmarthen.

Q.

How do we get the cheapest conveyancing solicitors in Cardiff?

A.

Many buyers and sellers seeking discount conveyancing are caught out by the lure of very low conveyancing rates and many property lawyers advertise 'the cheapest conveyancing' however additional charges may inflate your final invoice. Charges found in terms and conditions should be reasonable. Any disbursements to be paid should be included on your conveyancing quote

Q.

What kind of environmental concerns can impact land in Cardiff? Are they an issue?

A.

Numerous types of contaminants could impact land, like a proximate telecommunications base station, for example. An environmental search can provide much more clarity.

Q.

What factors assist with organising a fast completion?

A.

The key to fast conveyancing is employing a communicative solicitor. When choosing a solicitor, you should ask the following:

  • Did you experience any delays when requesting a quote?
  • Which communication methods do they use? Days can be wasted waiting for letters in the post, which could just as easily be emailed or faxed.
  • How soon will they order searches?
  • Why not call us on 0800 038 6699 to discuss our time frames.

    Q.

    How do I find details on the upkeep of a property in a conservation area in Cardiff?

    A.

    Conservation areas are created by the local Cardiff planning authority, who maintain conservation area on issues ranging from what can or can’t be physically changed, to the protection of derelict buildings. English Heritage, a government body, have conducted a survey and created a list of the condition (poor to good) of conservation areas which you can find on their website.

    Q.

    I am purchasing a property in Fairwater. Can we get Stamp Duty relief in Cardiff?

    A.

    As of the 2013/14 tax year, Stamp Duty relief for disadvantaged areas is no longer available and any property worth over £125,000 in Cardiff will have a Stamp Duty payment due.

    Q.

    How many mortgage lenders in Cardiff do you work with?

    A.

    Most lenders in Cardiff are on our panels. Cardiff lenders and mortgage specialists include Coutts & Co, 1 Kingsway, Cardiff, CF10 3AQ, Kingswood Associates, 4 Museum Pl, Cardiff, CF10 3BG, and JJ Financial, 138 Clare Rd, Cardiff, CF11 6RW.

    Q.

    If I am buying in Cardiff, do we need to get a search for Chancel Liability?

    A.

    As a result of Chancel Repair Liability, the owners of any property in Cardiff which was once owned by a 'lay rector' can be liable for repairs to older church buildings. The only way to find out if this is the case, you will need a Chancel Repair Liability search. Indemnity policies can be arranged if chancel liability is likely to be enforced. Your solicitor will suggest an appropriate indemnity policy to address chancel liability.

    Q.

    Should we make use of the law firm referred by my estate agent in Bridgend?

    A.

    Estate agent referrals are a not uncommon way to find a solicitor, however, these referrals must be compared with other local solicitors, or better-value firms found online, as some agents may 'recommend' the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.

     
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