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Conveyancing in Carmarthen Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/10/17

Helpful local Carmarthen transport and public service details -

The nearest station to Carmarthen is Carmarthen. Carmarthen's closest airport is Swansea Airport. Aberporth Airport is 21 mile and away.

St Davids Cardiff is the nearest hospital.

Q.

We need to find an affordable conveyancing estimate. and what is included?

A.

The lack of clarity surrounding this point catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many firms offer supposedly 'the cheapest conveyancing'. Unfortunately additional charges are often hiding in the small print which property buyers and sellers may have not read carefully Any additional charges listed in the small print should be fair and clearly defined. They only apply in cases where your lawyer is required to complete unexpected extra work in your interest, which could not be anticipated at the start of the process. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

What can I do to bypass paying for stamp duty to HM Revenue?

A.

Stamp Duty Land Tax is payable on home purchases over 125,000 pounds. Homeward Legal strongly advise against any stamp duty scheme, as such schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount, interest and additional fines will be imposed.

Q.

I am intending to be moving from our period house near Carmarthen to a new house in Llanelli , what is the best point to choose a removals firm?

A.

Most property lawyers will advise that sellers hold off arranging removals until the point where formal exchange of contracts as usually the firm home moving date wont have been agreed. Usually home removals firms will levy a change

of date penalty . Try Falconer Removals, Afon Towy/Morfa La, Carmarthen, SA31 3BH Phone: 01267 223699.

Q.

Will you need a chancel search when we are purchasing a Carmarthen house next to a glebe?

A.

Owners of property in Carmarthen may be subject to chancel repair liability. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. A conveyancing lawyer will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance.

Q.

Having heard about the widespread river flooding in Wales we are apprehensive that environmental searches might not be sufficient?

A.

Flood searches carried out by a Carmarthen property lawyer will also include a more rigorous Landmark flood search if required.

It may be sensible to get in touch with a local resident to gain more local history.

Q.

For a fast completion on the purchase of a £112k home, how could we accelerate the conveyancing process?

A.

Primarily, a faster move is crucial to is to employing a proactive property lawyer. You should consider:

  • Do they use email as the preferred mode of communication?
  • Do they offer 'instant' online quotes?
  • Do they order searches immediately?

Q.

The estate agent has suggested a conveyancing solicitor that they have used before. Should we instruct them?

A.

Many agents in Broadstone have referral deals with solicitors whereby they refer work. If the agent is paid a referral fee, however, an agent may select the firm which pays to the largest referral fee, not the best value for you.

Q.

Do we need a building survey?

A.

It is strongly suggested that home buyers arrange a property survey. Many problems affect a property. These include settlement. Such issues will not be considered during the conveyancing work itself.