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Conveyancing in Caterham Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 25/04/17

Pertinent local Caterham travel and public service facts -

Motorists are well served with Caterham situated with very good motorway access approximately 1.4 miles of Junction 6 Westbound of the M25.

Caterham's nearest airport is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 21 mile s, London City Airport is 17 miles, London Heliport Airport is 14 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 9 miles, Gatwick North Terminal Airport is 10 miles, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 24 miles and away. Caterham station is approximately 1 mile from Caterham.

Caterham Dene is the neighbouring hospital to Caterham.

Q.

How do we get the cheapest conveyancing solicitors?

A.

Both high-street and online solicitors advertise theoretically cheap conveyancing. Unfortunately extra charges are often hiding in small print. Extra costs should be fair. They be applicable solely where your lawyer must complete work beyond standard conveyancing for you, which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Flood searches are assessed from archived information and when you factor in recent climactic events like fact that 2012 was second wettest year since records began are they the ideal way to determine sufficient information about the ever changing Caterham flood risk area?

A.

Environmental searches carried out by a Caterham property solicitor will include a more specialist flood search if the risk is deemed significant.

If you remain concerned you can visit a next door neighbour or local Surrey flooding repair expert - try: RGB Services, 47 Heath Rd, Caterham, CR3 5RS Tel: 0800-978 8161.

Q.

Does my Caterham solicitor in form me about the cost of council tax for a Band A property before completing on the purchase?

A.

Your property solicitor will liaise with the relevant Tandridge local authority to enquire about the latest council tax rates, which will then be detailed in the title report.

The latest tax rates for residents of Caterham are listed online at the Tandridge council website. Currently (29 October 2012) the different rates are:

  • Band A - £1,042.00
    >
  • Band B - £1,216.00
  • Band C - £1,390.00
  • Band D - £1,563.00
  • Band E - £1,911.00
  • Band F - £2,258.00
  • Band G - £2,605.00
  • Band H - £3,126.00

Q.

My partner and I are buying in Caterham, and need to know if there are many areas of conservation.

A.

Buyers in Caterham should be aware of a number of local areas of conservation. Your conveyancing lawyer will be able to offer more information, in regard to relevant conservation area restrictions in Caterham.

Q.

If we are buying in Caterham on the same road as a church constructed in the 16th Century, should I get a search for chancel liability?

A.

There are 15000 ecclesiastical parishes throughout the country. Property owners within some of these may be required to cover the cost of the repair of a local church. A chancel search confirms that such a liability exists. Liability is more common in some parts of the country. Church lands in the area include St Lawrence, St Mary the Virgin and Valley, St John the Evangelist.

Q.

Can you confirm which Caterham lenders your solicitors work with. Which panels are you on?

A.

The Homeward Legal partnership work with the majority of lenders approved by the CML. A number of mortgage specialists operate in Caterham, including Harrison Mortgages, 8 Caterham Dr, Coulsdon, CR5 1JD, Fairford Consultants, Burghside/Brighton Rd, Banstead, SM7 1BB, and De Silva Alex & Co, The Stables/Homefield Farm/High Rd/Upper Gatton, Reigate, RH2 0TY. The solicitor managing the legal work for your move will be able to advise further.

Q.

What average time does it take my assigned solicitor to conduct the legal formalities on a detached building we are intending to purchase?

A.

The process can take anywhere from 1 month to 3 months, which can depend on a number of issues, like the speed of the vendor's conveyancing solicitor, or the speed of the local authority. Our highly conveyancing solicitors in Caterham are highly proactive completing the process as soon as we possibly can.

Q.

Do we need a chancel search if I am purchasing in the parish of Addington?

A.

Your solicitor is likely to recommend that a chancel search be taken out, irrespective of the parish where the house being bought is found. Through some parish councils have determined to charge chancel repairs on the current owners, a solicitor cannot state with certainty that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not continue to be so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

 
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