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Conveyancing in Catford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Useful regional travel and public service details:

The nearest airport to Catford is London City Airport. Heathrow Terminals 1 2 3 Airport is 20 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 21 mile s, Gatwick South Terminal Airport is 21 mile s, Gatwick North Terminal Airport is 21 mile s, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 20 miles, Rochester Airport is 24 miles and London Biggin Hill Airport is 8 miles away. Hither Green train station is around 1 mile from Catford.

Q.

Catford points of interest

A.

Trinity Buoy Wharf Lighthouse, Eltham Palace English Heritage and Blackheath Old Dover Rd Library Art Gallery are easily accessible from Catford.

The neighbouring hospital for Catford is University Lewisham.

Q.

We are trying to find a fixed rate conveyancing quote. What is included?

A.

This matter catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors advertise supposedly 'the cheapest conveyancing'. Often extra costs may be added into small print. Any charges needs to be reasonable and be applied only where your solicitor must perform additional tasks on your behalf, which could not be anticipated at the start of the process. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

How much is the council tax on a detached property in Catford?

A.

Almost always a title report will give detail the appropriate Lewisham council tax band. Council tax charges for properties in Catford are detailed online at the Lewisham council site. At the time of writing on 19 February 2013 band rates are:

  • Band A - £899.00
  • Band B - £1,049.00
  • Band C - £1,199.00
  • Band D - £1,349.00
  • Band E - £1,649.00
  • Band F - £1,948.00
  • Band G - £2,248.00
  • Band H - £2,698.00

Q.

Is a property survey advisable when buying a home?

A.

It is heavily suggested that all buyers in Catford book a house surveyor when purchasing in Catford. There can be a range of concerns that will impact a property. These can

include cracks around door frames and rotten roof timbers, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Is the SDLT fee a fee or a disbursement?

A.

It is not always clear whether an itemised charge is a disbursement or fee. This charge is a fee not a disbursement, and should be included in your conveyancing quote.

Q.

What sort of scrutiny in respect to the risk and history of a flood at Lewisham will my Catford conveyancing solicitor report on?

A.

A key step in the legal process of purchasing a property involves a conveyancing solicitor applying for conveyancing searches that set out details with respect to Catford flood risk area data. A more thorough Lewisham database search, such as the Landmark search, could be recommended by a qualified Catford conveyancer if in the event that the enviro. search reveal any risk of flooding. On (02-Nov-11) there were no warnings around the at the Ravensbourne from Bellingham to Catford, Including Beckingham Place Park, London Borough of Lewisham

Q.

We are purchasing a home in the parish of Westminster St James. Is a chancel search compulsory?

A.

Your conveyancing lawyer may suggest that a chancel search is ordered, whichever parish where the residence being bought is found. In older areas of Catford, chancel repair has the potential to be imposed on the current owners of a residence where Parochial Church Councils may have not done so in the past, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

What are the pitfalls if we buy a home located inside a Lewisham council designated conservation area ?

A.

Part of the conveyancing process includes the making of enquiries of Lewisham council to confirm conservation area status and the existence of consent for any changes. If no appropriate consents can be provided, your solicitor will inform you of the alternatives for example obtaining an indemnity insurance or seeking retrospective permission from Lewisham local authority.

Q.

As a result of the Met Office projecting more intense rainfall in the future we are questioning whether flood searches may not be sufficient?

A.

A good Catford solicitor should always carry out property conveyancing searches if the environmental conveyancing searches spots a risk of flooding in Catford.

For extra history why not contact a future neighbour.