For our lender, we have chosen Scottish Building Society, what will we need to consider?
A small number of lenders are now reducing the size of their 'solicitor panel'. For buyers, this can result in significantly greater conveyancing costs. We will act for many CML-approved lenders.
Should I change the locks after I move in?
It would be a wise move to replace the locks upon moving into your new home, for peace of mind if nothing else. Although you may have received a number of copies of the keys, you may not know accurately whether that bunch constitutes every copy.
Although changing the locks will be an extra cost, you may find that buildings insurance may look on the move favourably, too.
Need guidance on what to expect from the conveyancing and legal work associated with your planned move? Call our team at Homeward Legal on 0800 038 6699 and they'll get you set up today.
Conveyancers in Ceredigion do a number of searches when acting for a property purchaser, which specific ones?
If buying and obtaining a mortgage the building society of bank mandates the following Local Authority Search, Drainage Search (Con29DW or personal) and Environment Search, and, depending on certain criteria, area-specific searches, like a Land charges full Search.
The survey revealed that no planning consent was obtained for an extension: What are the issues I’ll face?
The chartered surveyor inspecting the property will check any extensions or works that have occurred and highlight any concerns for the attention of your conveyancing solicitor, who will make enquiries with the local authority to establish whether the consents and building regulations are in place.
If the building regulations agreement is not in place, the vendor is not legally allowed to sell the property until they are, since the title deeds cannot be transferred to your ownership. If building requiring planning consent is present at the property but without proof of consent approval, the local authority might be willing to accept a retrospective approval, although this could take a long time, and, even then, they may instruct you, as the new owner, to return the building to its former state, which could be very costly.
Your solicitor will be able to advise you on the most appropriate course of action to take, including whether the retrospective planning or the reversal of building works can be renegotiated from the agreed sale price.
I would prefer to exchange on the sale of a maisonette within 28 days, are Homeward Legal fast home moving solicitors in Ceredigion ?
Homeward Legal takes a proactive approach to finishing the conveyancing work for customers to suit a clients time frame. Homeward Legals conveyancing lawyers will communicate through all parts of the buyer and seller chain and use modern productivity and technology systems to finish the sale of your property fast.
How many weeks does it take my designated conveyancing solicitor to get through the legal process on an apartment in a Thirties property we are thinking of buying?
The process can take anywhere from around a month to 12 weeks, which can be hampered by various issues, like the efficiency of the vendor's conveyancing solicitor, or whether there are any linked sales.
Our highly conveyancing solicitors are extremely focused on communication exchanging in as little time as possible.
Are there any disadvantaged areas in Ceredigion?
Ceredigion disadvantaged areas are identified by council ward. Disadvantaged areas in Ceredigion currently include Aberystwyth South, Llangeitho, Cardigan, Llandyfriog, Llandysul Town, Llanarth, Lledrod, Troedyraur, Llangybi, Penbryn, Capel Dewi, Llanfihangel Ystrad, Tregaron and New Quay. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.