Is Homeward Legal able to 28 day completions on the conveyancing of property auction properties in Chadderton?
In fact we specialise in auctions and commonly take instructions from buyers at auction. It is highly recommended for buyers to choose an affordable conveyancing solicitor as ahead of time as possible for a detailed investigation. before the auction day arrives.
Immediately following the property auction your dedicated conveyancing solicitor is utterly prepared for completing all of the legal work inside 28 days as conventionally required .
How do I get out of paying stamp duty in Chadderton?
Stamp duty usually must be paid for home purchases valued at over £125,000. We do not recommend any stamp duty scheme, as such schemes are often uneconomical and HMRC may challenge a scheme up to six years later.
How do you determine SDLT, and how much should we pay on a £663000 house?
SDLT will depend on a limited set of factors, primarily the value of the home. For a house or flat worth £663000, the rate will be £26520.
Do I have to be present at viewings?
No, you don’t. It used to be the case that estate agencies were happy to leave the homeowner to show prospective buyers around. However, this has now been dispensed with because they won’t necessarily have the property skills and experience of dealing with and selling to a buyer. Therefore, the preference is usually that you should not be present in the home at all, although this can obviously be difficult with infirmity, working from home, and childcare.
The best option is to discuss this with the estate agent when you appoint them, so that you are aware of their expectations for each viewing, and they will be able to work around you if you have to be present in the home. Whether you are present or not, you should still take care not to be too messy and tidy up as much as possible prior to the viewing appointment, so that good impressions are maintained.
Our fixed fees and the 'No Completion, No Fee' guarantee alongside our results-focused solicitors mean that Homeward Legal is your best choice for the conveyancing. Find out more on 0800 038 6699.
Is it easy to sell a house without using an estate agent?
It’s relatively straightforward to sell your own home without involving an estate agent, although you should be warned that it’s a time-consuming process (which is why agents set a certain fee to pay for their time in getting your home sold).
First you need to get a proper valuation of your home, which can be done by paying a chartered surveyor and registered valuer, or you can research the house prices in the area for similar properties to get an idea of how they are selling.
Once you are happy with the price, you can advertise the property (there are several free sites that allow you to do this). Legally, you’re required to obtain an Energy Performance Certificate for the property before putting it up for sale, so you’ll need to organize a registered energy assessor to create this for you. Then you can start arranging viewings and negotiate an agreed price with anyone who is interested.
We would recommend, however, that you sign up with an estate agent as they can do all the leg work for you. The key thing, though, is to understand their fees and rates before signing an agreement with them.
How does a Help to Buy scheme work for me?
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
In the next few we are preparing to move from our terraced building just outside Chadderton to a larger house in Castleton at what point to choose a home removal firm?
Your solicitor would tend to advise that you hold off until such time as exchange of contracts because generally an agreed home moving date wont have been settled. Typically removals companies may charge a re booking premium
Try L H Transport, 135 Grimshaw La, Middleton, Manchester, M24 2BR Phone: 0161 643 7994 or Manchester Movers, 9 Tonge Roughs, Middleton, Manchester, M24 2EW Tel: 07813 513531.