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Conveyancing in Chantry Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/02/18

Local points of interest in Chantry

Ipswich St Mary-at-the-Quay Churches Conservation Trust and Jimmys Animal Farm Animal Sanctuary are around Chantry.

Chantry's nearest train station is Ipswich and the nearest airport to Chantry is Elmsett, Whatfield Rd Airport. Clacton Airport is 19 miles and Elmsett Airport is 7 miles away.

The nearest hospital is St Clements Ipswich.

Q.

How do we find the best conveyancing rates for a £528,000 house?

A.

Many property lawyers claim to offer cheap conveyancing, but extra charges are frequently hidden in the terms of engagement which buyers may have not read carefully The conveyancing quote should state the disbursements to be paid.

Q.

We are using a Suffolk lender, and need to know which Chantry lenders your lawyers are able to work with. Which panels are you on?

A.

Most lenders in Chantry are on our solicitors' panels. Local mortgage lenders and brokers include Templar Mortgage Services Ltd, 101 Bristol Rd, Whitchurch, Bristol, BS14 0PS, Lantern Mortgage Services, 12/10/Vinescroft, Staverton, Trowbridge, BA14 8FN, and Millward Roland, 30 Cavell Ct, Trowbridge, BA14 0HH.

Q.

What do we do to calculate stamp duty, how much should we pay on a £270000 property?

A.

The Stamp Duty rate owed is based on the value of the home. Stamp duty will be £8100 on a £270000 house or flat (correct March 2013).

Q.

The property seller has added stone cladding on the house in Chantry which we think might possibly break local conservation area guidelines

Your instructed conveyancing solicitor will carry out searches confirm if the property is located within a conservation area, and if so, whether any alterations have the appropriate permission from the Ipswich authority.

Q.

Do homewardlegal.co.uk advise on the conveyancing of auction properties in Chantry?

A.

Homeward Legal frequently act for buyers and sellers at auction. Solicitors strongly advocate buyers at auction to formally appoint a fast property conveyancing lawyer well in advance of the auction day to allow sufficient time for a title report of the legal documents.

Immediately following the auction day itself your now prepared lawyer is absolutely geared up to concluding the transaction in the reduced time frame as usually required .

Q.

Chantry property solicitors apply for some searches if instructed to act for a home purchase client but what actual ones?

A.

If buying and obtaining a mortgage the lender requires you to at least these searches - Local Authority, Drainage and Water Search (CON29DW or personal) and Environment Search and, depending on certain criteria, unique particular for example Land charge Search (bankruptcy only).

Q.

Which local authority looks after Chantry?

A.

Chantry is located in Ipswich Borough Council, Grafton House, 15- 17 Russell Road, Ipswich, Suffolk, IP1 2DE, phone: 01473 432 000

Q.

Flood risk searches are conveyancing protocol but when one considers climate change e g the fact that last year was second wettest year since on record are they sufficient to establish enough about the Chantry area flood risk?

A.

Conveyancing searches handled by your Chantry conveyancing solicitor will include a more rigorous search (Landmark) if it is felt necessary.

If you remain worried why not get in touch with a future neighbour.