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Conveyancing in Chepstow Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/07/17

Chepstow points of interest

Chepstow Port Wall Cadw and Chepstow Castle Cadw are close at hand to Chepstow.

Chepstow is around 1.4 miles of junction entry 2 Westbound of the M48.

The closest train station to Chepstow is Chepstow. The closest airport to Chepstow is Bristol Airport.

The nearest hospital to Chepstow is Chepstow Community.


How do we get a discount conveyancing quote?


Numerous firms promote theoretically cheap conveyancing. However extra charges are frequently hidden in the terms of engagement. Any extra fees found in your solicitor's terms should be reasonable. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.


Which mortgage lender panels in Chepstow are your solicitors on?


Most lenders in Chepstow are on our panels. Chepstow lenders and mortgage specialists include Monmouthshire Building Society, 19 High St, Chepstow, NP16 5LQ, Mortgage Taylors, 10 Beaufort Sq, Chepstow, NP16 5EP, and JFS Home Loans, The Red House, Shirenewton, Chepstow, NP16 6RL. The lawyer handling the work for your Chepstow purchase or sale will be able to provide more information.


In regards to the widespread river flooding in Wales, we are thinking that conveyancing searches (environmental) won't be thorough enough?


An experienced Chepstow property lawyer will consider get property conveyancing searches if the initial conveyancing searches determine a the local Chepstow flood risk

Sometimes home buyers to also get in touch with a neighbour or local resident for some more local history or nearby Monmouthshire flood repair builder, e.g. G I Hutchings, 4 Sedbury La, Tutshill, Chepstow, NP16 7DU Tel: 01291 622785.


What environmental concerns can affect land in Chepstow, and are they checked for thoroughly?


Residential property in Chepstow may be contaminated by a broad range of environmental factors, such as pollution incidents or other sources of contaminated land. An environmental search will give more detail.


Is Homeward Legal experienced enough to act quickly on the conveyancing for auction properties in Chepstow?


Yes - We work with auctioneers throughout Monmouthshire and often carry out work for auction buyers and sellers. Conveyancers consistently advocate auction buyers to formally appoint a residential lawyer well before the auction to allow time for a full review of the legal papers for the lot.

Subsequently, following the auction day itself your dedicated property lawyer will be ready for concluding the legal work in a as tight time frame as typically required by the conditions of sale.


ING Direct will be our lender - what will we need to consider?


Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Some lenders have limited the number of solicitors who can act for them. We are able to act on behalf of the majority of mortgage lenders.


The internet has many helpful handbooks on the subject of DIY conveyancing e.g. Conveyancing Handbook by Frances Silverman. Do I actually have to use solicitor in Chepstow for my move?


In theory there are no arguments why you cannot decide to do the bulk of the legal process yourself.

The truth is however that a solicitor typically handles a large number of exercises including raising additional enquiries or interpreting the lease some of which are more safely handled with appropriate a qualified solicitor.


How do I get out of paying stamp duty in Chepstow?


Stamp duty mitigation should be treated with extreme caution, as such schemes are expensive and can be very unlikely to succeed.