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Transfer of Equity in Chesham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Chesham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Chesham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Chesham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Handy regional travel and public service information

Chesham's nearest airport is Booker, Wycombe Air Park Airport. Heathrow Terminals 1 2 3 Airport is 18 miles, Luton Airport is 16 miles, London Heliport Airport is 25 miles, Heathrow Terminal 5 Airport is 18 miles, Heathrow Terminal 4 Airport is 19 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 14 miles, White Waltham Airport is 16 miles and Booker Airport is 11 miles away. Chesham's closest station is Amersham at 2 miles.

The most convenient hospital to Chesham is Amersham.

Q.

How do we get low cost conveyancing in Chesham?

A.

Many property buyers and sellers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors promote 'the cheapest conveyancing', but additional charges are frequently hidden in the terms of engagement, left unread by preoccupied property buyers and sellers Any extra charges which are listed in your solicitor's terms should be clearly defined. A conveyancing quote should, in addition, define costs to be paid to third parties, such as the Land Registry, (disbursments).Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Will we need a surveying expert to view the home purchase?

A.

Homeward Legal suggest that Chesham buyers order a house survey. Numerous defects will impact a property, including insect infestation and roof damage, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

When my partner and I are buying near a 17th Century rectory in Chesham, do I need a search for chancel liability?

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Chesham property likely to be affected. A number of sources are used to identify liability, including county histories. Chesham Church of England properties include Christ Church, Emmanuel and St Mary's.

Q.

Environmental searches may be fine but with recent events such as the fact that 2012 was second wettest year since on record are they still appropriate to ascertain sufficient information about the Chesham flood risk?

A.

Flood risk searches conducted by the Chesham conveyancing solicitor will include a far more informative search (Landmark) if the risk is deemed significant.

If you are still nervous you could try to contact a local resident or regional Buckinghamshire flood damage builder - e.g. Project Painting Decorating, 68 Cresswell Rd, Chesham, HP5 1TA Tel: 07548 486953.

Q.

Should we get a chancel search if I am buying in the parish of Foscott, near Chesham?

A.

Your conveyancing solicitor may suggest a chancel search. In older areas of Chesham, chancel repair has the potential to be charged on the current owners of a property where Parochial Church Councils (PCCs) may have spared previous owners or tenants. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

What is the council tax on a converted Band G home in Chesham?

A.

You will be provide your property's band in the title report.

Council tax charges for properties in Chesham are set out at the Dacorum local authority website. At the time of writing (30 July 2012) the rates are:

  • Band A - £964.00
  • Band B - £1,125.00
  • Band C - £1,286.00
  • Band D - £1,447.00
  • Band E - £1,768.00
  • Band F - £2,089.00
  • Band G - £2,411.00
  • Band H - £2,893.00

Q.

I am planning on buying a investment flat in a conservation area in Chesham, how do we locate data concerning the state of repair of the conservation area?

A.

Local Chesham conservation areas are nominated by the local authority (Dacorum) who govern conservation area concerns from street furniture to the inhibition of excessive road signs.

English Heritage have conducted a survey and created a list of the state of conservation areas.

Q.

We need to know which Chesham lenders you work with. Whose panels are you on?

A.

Of lenders with branches around Chesham, Homeward Legal work beside many. Lenders and mortgage specialists in Chesham include Buckinghamshire Mortgage Co Ltd, 16 High St, Chesham, HP5 1EP. The Chesham solicitor handling the work for your sale or purchase will be able to carry out any relevant lender-imposed searches or checks.

 
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