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Transfer of Equity in Chesham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Chesham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Chesham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Chesham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/01/17

Handy regional travel and public service information

Chesham's nearest airport is Booker, Wycombe Air Park Airport. Heathrow Terminals 1 2 3 Airport is 18 miles, Luton Airport is 16 miles, London Heliport Airport is 25 miles, Heathrow Terminal 5 Airport is 18 miles, Heathrow Terminal 4 Airport is 19 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 14 miles, White Waltham Airport is 16 miles and Booker Airport is 11 miles away. Chesham's closest station is Amersham at 2 miles.

The most convenient hospital to Chesham is Amersham.

Q.

How do we get low cost conveyancing in Chesham?

A.

Many property buyers and sellers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors promote 'the cheapest conveyancing', but additional charges are frequently hidden in the terms of engagement, left unread by preoccupied property buyers and sellers Any extra charges which are listed in your solicitor's terms should be clearly defined. A conveyancing quote should, in addition, define costs to be paid to third parties, such as the Land Registry, (disbursments).Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Myself and my partner are buying in Chesham. Are there any conservation areas?

A.

There are numerous conservation areas in or near Chesham. Living in a conservation area can mean security that the surroundings are unlikely to change, but the restrictions can make repairs more costly or time-consuming. A solicitor will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area.

Q.

We need to know which Chesham lenders you work with. Whose panels are you on?

A.

Of lenders with branches around Chesham, Homeward Legal work beside many. Lenders and mortgage specialists in Chesham include Buckinghamshire Mortgage Co Ltd, 16 High St, Chesham, HP5 1EP. The Chesham solicitor handling the work for your sale or purchase will be able to carry out any relevant lender-imposed searches or checks.

Q.

What is the council tax on a converted Band G home in Chesham?

A.

You will be provide your property's band in the title report.

Council tax charges for properties in Chesham are set out at the Dacorum local authority website. At the time of writing (30 July 2012) the rates are:

  • Band A - £964.00
  • Band B - £1,125.00
  • Band C - £1,286.00
  • Band D - £1,447.00
  • Band E - £1,768.00
  • Band F - £2,089.00
  • Band G - £2,411.00
  • Band H - £2,893.00

Q.

How does my Chesham conveyancing solicitor investigate the potential risk of flooding in the Chesham region on an Edwardian property I am wanting to purchase?

A.

A qualified lawyer will carry out conveyancing searches that will include Chesham historical flood risk information.

Q.

Might it be imprudent to take care of the conveyancing myself?.

A.

Conceivably there is absolutely no reason why a buyer cant go down that route and conduct bulk of the legal work unaided. That said, a solicitor typically handles a large array of jobs such as drafting contracts or checking the lease most of which need a skilled professional.

Q.

When my partner and I are buying near a 17th Century rectory in Chesham, do I need a search for chancel liability?

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Chesham property likely to be affected. A number of sources are used to identify liability, including county histories. Chesham Church of England properties include Christ Church, Emmanuel and St Mary's.

Q.

The Chesham house being bought is on a ex-industrial use land. Could the top-soil be contaminated by industrial waste?

A.

Though the dangers are usually minor, if significant harm could be caused to people or protected species by the contamination, it is likely to be labelled contaminated land. Metal contamination of soil in Chesham is more likely to occur near former industrial sites. Data on other contaminants, like groundwater contamination and perchlorate, will also be included in an environmental search.

 
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