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Transfer of Equity in Chippenham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Chippenham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Chippenham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Chippenham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 10/01/17

Practical local services facts ;

Bristol Airport is 26 miles from Chippenham. The closest train station to Chippenham is Chippenham.

Chippenham is a nearby hospital.

Q.

I need a discount conveyancing quote. Will we get a quote or and estimate?

A.

Many online and high street firms purport to offer supposedly cheap conveyancing quotes, but extra fees may inflate the final invoice. Any costs listed in the terms should be fair and clearly defined. They come into force only if your lawyer is required to complete extra work for you, which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

What does the Chippenham property solicitor recommend if the house we hope to purchase is in a Wiltshire local authority conservation area that possibly has inappropriate satellite dishes added?

A.

Local authority LLC1 searches conducted by your solicitor during the legal process will confirm if the property is in a designated conservation area and any evidence of consent for modifications will be requested.

Q.

Which local authority is responsible for Chippenham?

A.

Chippenham is located in Wiltshire Council, County Hall, Bythesea Road, Trowbridge, Wiltshire, BA14 8JN, phone: 0300 456 0100

Q.

How can we calculate Stamp Duty Land Tax rates and how much do we need to budget for a £942000 Chippenham house?

A.

Stamp Duty depends on the value of the home. It will be £37680 on a £942000 residential property.

Q.

We are buying on a ex-industrial use land. Supposedly caesium (Cs) soil contamination may be an issue.

A.

Restrictions exist to limit topsoil contamination, but some will remain in the environment for decades. Land may also be contaminated by other sources, including insecticides.

Q.

Would the house's fixtures and fittings list items such as the fridge?

A.

House purchasers in Chippenham will often be frustrated with the lack of formality over which fixtures and fittings should be included in a purchase. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction. This makes a fixtures and fittings form so necessary.

Q.

Is it necessary that I get a chancel liability search? We are buying a Chippenham house close by a church built in the 1400s.

A.

Where land in Chippenham was once owned by a lay-rector, new owners of that property may be obliged to cover the cost of upkeep of local churches. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Chippenham churches include St Andrew, St Margaret, St Paul and St Peter.

Q.

The estate agent has named the law firm that they have used before. Do we need to instruct them?

A.

It is not uncommon for agents in Kingston to endorse a law firm to handle your conveyancing, however, these referrals must be compared with other local solicitors, or better-value firms found online, as the agent may prefer to suggest the conveyancer who pays out the highest referral fee, not the most appropriate choice.

 
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