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Conveyancing in Chipping Sodbury Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/18

Pertinent regional services information

The closest airport to Chipping Sodbury is Bristol Airport (17 miles). The closest train station to Chipping Sodbury is Yate.

Chipping Sodbury is approximately 3 miles off the M4 junction entry 18 Westbound.

Emersons Green, NHS Treatment Centre is the closest hospital.

Q.

How do we find low cost conveyancing in Chipping Sodbury?

A.

Many solicitors claim to offer cheap conveyancing, but extra fees will be included in the terms and conditions, left unread by preoccupied buyers and sellers Any extra charges found in terms and conditions should be fair and clearly defined. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

What can a Chipping Sodbury conveyancing solicitor advise if the property we want to buy is in a South Gloucestershire conservation area which has inappropriate dormer windows fitted?

A.

The local authority enquiries carried out by the solicitor in the process of the conveyancing will check if the property is inside a conservation area and any evidence of Coal Authority consent for changes to the property will be asked for. In the absence of any the necessary permissions, your Chipping Sodbury conveyancer will give you professional advice on the options, which include requesting from the appropriate local authority or getting covered by an indemnity policy.

Q.

For a lender, we have chosen Bradford and Bingley, is there anything I need to know?

A.

When arranging a mortgage to purchase a property, your lender will require legal work to be carried out on their behalf. Buyers should be aware that some lenders are now limiting the firms who can act for them, which may result in increased legal costs for buyers. We, though, are able to act for the vast majority of lenders in the UK, keeping buyers' legal costs to a minimum.

Q.

When in the conveyancing process should I speak to a solicitor to act for us?

A.

With a 'no move, no fee' guarantee, the sooner the better. Prompt instruction of a firm to act for you on your Chipping Sodbury transaction for a sale enables prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers, whereas if you are buying your offer may be taken more seriously if you already have a solicitor instructed.

Q.

Should I get a property survey?

A.

It is strongly advised that home buyers book a house surveyor to carry out a survey. There can be a range of defects that have a negative impact on a property, such as severe weathering and unsafe chimney circulation. These will not be reported on by a solicitor.

Q.

For a fast conveyancing process to buy a £958k property, what should we do?

A.

Importantly, finding a experienced property lawyer is crucial to moving faster. Consider the following when selecting:

  • Was there a delay delivering a quote?
  • Are phone, fax and email their preferred methods of contact
  • Do they offer 'no move, no fee' protection? This can incentivise a faster transaction.

Q.

What can we do to get out of paying out for stamp duty to HM Revenue?

A.

Stamp duty is usually due for property over 125,000 pounds. Stamp duty reduction scheme should be treated with extreme caution, as such schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed imposing penalties and investigating all your tax matters. There have been certain legitimate initiatives, however, such as disadvantaged area relief. You will be able to confirm your eligibility for any such active initiatives with your solicitor..

Q.

Regarding the extensive flooding in Sept 2012 in South West England I am wondering if environmental searches may not be sufficient?

A.

Your Chipping Sodbury lawyer should always get additional informative environmental searches (Landmark search) if the standard search flags up a significant risk Chipping Sodbury flood risk area

You could also try to also converse with a neighbour or local resident for added peace of mind.